Accident At Work Compensation Examples

This guide will explore when you could be eligible to begin a personal injury claim following an accident at work. Compensation examples will also be provided, including what could be included in a settlement awarded following a successful claim and how it will be calculated. It’s important to note that settlements can differ depending on the unique circumstances of a specific claim. As we move through this guide, we will discuss the factors that could influence the potential payout you could be awarded. 

accident at work compensation examples

A Guide To Accident At Work Compensation Examples

Employers owe their employees a duty of care. If you experienced injuries as a result of your employer breaching their duty of care, this is negligence. After sustaining a work injury resulting from employer negligence, it’s important to check your eligibility and gather evidence to support your case. This guide will discuss the criteria that need to be satisfied in order to begin a personal injury claim as well as the steps you can take to build your case and prove liability. 

Furthermore, we will discuss examples of accidents at work and how these could occur as a result of an employer breaching their duty of care.

Finally, we provide an overview of working with a No Win No Fee solicitor from our panel and the services they could offer.

If you have any other questions pertaining to your potential accident at work claim, please get in touch with an advisor via the contact details below:

Jump To A Section

  1. Potential Accident At Work Compensation Examples
  2. When Are You Eligible To Claim For A Workplace Accident?
  3. Examples Of Accidents At Work
  4. Evidence That Could Be Used When Making A Work Injury Claim
  5. Make A Workplace Accident Claim On A No Win No Fee Basis
  6. Learn More About How To Make A Work Injury Claim

Potential Accident at Work Compensation Examples

You may be wondering if there are any accident at work compensation examples. However, it is difficult to provide a specific example of what you could be awarded.

Generally, though, if a successful claim is made, the personal injury settlement awarded can consist of up to two heads of claim. The primary head of claim is referred to as general damages which compensates for the pain and suffering caused by your injuries. When calculating the value of your injuries, consideration can be given to different factors, including:

  • The severity of injuries
  • How your quality of life has been impacted
  • The loss of enjoyment your injuries have caused
  • Treatment that you have had
  • Your recovery period

How Is Compensation Calculated?

Solicitors can use the Judicial College Guidelines (JCG) to assist them in calculating the value of your injuries. This document contains guideline compensation brackets for different injuries at varying levels of severity. In addition to this, solicitors may also use a medical report from an independent medical assessment to help alongside the JCG. 

We have used some of these figures in the table below as a guide to general damages. However, these figures should only be used as guidelines because each settlement is calculated on a case-by-case basis.  

Compensation Table

Type Of InjurySeverityNotesGuideline Compensation Brackets
Multiple Severe Injuries And Special DamagesSevereMultiple severe injuries and compensation for financial losses like lost earningsUp to £1,000,000+
Brain InjuriesVery SevereThe person requires full-time care.£344,150 to £493,000
Amputation of ArmsLoss Of Both ArmsA person with full awareness is reduced to a state of considerable helplessness.£293,850 to £366,100
Leg InjuriesSevere (ii)Injuries that have resulted in permanent problems with mobility and the need for crutches or other mobility aids for the rest of the person's life. £66,920 to £109,290
Back InjuriesSevere (iii)Soft tissue injuries that result in chronic conditions. Despite treatment, disabilities including ongoing severe pain and discomfort, remain.£47,320 to £85,100
Back InjuriesMinor (i)Either a full recovery or recovery to a nuisance level occurs without any surgery within 2-5 years.£9,630 to £15,260
Other Arm InjuriesLess SevereDespite there being significant disabilities, a substantial amount of recovery is expected to occur or has already taken place.£23,430 to £47,810
Elbow InjuriesLess SevereInjuries that cause impaired function but do not require major surgery or cause a significant disability.£19,100 to £39,070
Ankle InjuriesModerateFractures, ligamentous tears or other similar injuries that cause less serious disabilities. £16,770 to £32,450
Chest InjuriesResidual DamageResidual damage from toxic fume or smoke inhalation. This isn't serious enough to interfere permanently with lung function.£6,500 to £15,370

Special Damages In An Accident At Work Claim

Special damages compensate for past and future financial losses incurred as a result of your injury. For example, this head of claim can compensate for any:

  • Care costs
  • Medical expenses
  • Travel expenses
  • Cost of renovations to your home

Evidence of these expenses must be submitted in order for them to be claimed, such as in the form of receipts, invoices or payslips. 

Who Pays For My Compensation In An Accident At Work Claim?

Now that you’ve learned more about accident at work compensation examples, you might be wondering where your payout actually comes from.

One thing that can put people off from making an accident at work claim is the worry that they’ll be costing their employer money. Especially for those who work for small or independent businesses, the thought of putting their employer under financial strain can be off-putting.

However, this is far from the truth. Every employer is required by law to have employer’s liability insurance, which helps them prepare in case a compensation claim is made. This means that, if your claim succeeds, your employer won’t have to pay out-of-pocket, as their insurance will pay out instead. 

If you have any more concerns about making a claim, we recommend that you contact our team of friendly advisors today.

When Are You Eligible To Claim For A Workplace Accident?

In order to be eligible to make a personal injury claim for a workplace accident, you must be able to prove that:

  • Your employer owed you a duty of care at the time and location of the accident.
  • They breached this duty of care.
  • You experienced harm, either physically, psychologically, or both, as a result of the breach. 

Your employer owes a duty of care to their employees. This means they need to take reasonable and practicable steps to ensure the safety of their employees at work or while they are performing their work-related tasks. This is outlined in The Health and Safety at Work etc. Act 1974.

Some of the steps they can take to uphold their duty include:

  • Providing adequate training to their employees to ensure they are able to perform their tasks safely.
  • Conducting risk assessments on a regular basis and taking steps to either remove or reduce the risk of harm posed by any hazards they become aware of.
  • Providing necessary personal protective equipment (PPE), such as goggles or a safety helmet.

If there is a failure on the part of your employer to uphold their duty of care, and you suffer an injury as a result, you could be eligible to seek personal injury compensation. To find out more, please speak with an advisor on the number above.

Is There A Work Injury Claim Time Limit? 

The time limit to start a personal injury claim is generally three years from the accident date. This is as per the Limitation Act 1980. However, exceptions can apply in certain circumstances.

To learn more about the time limits and exceptions that can apply, get in touch with an advisor on the number above.

Examples Of Accidents At Work

There are many ways in which workplace accidents may happen due to employer negligence, including:

  • Slipping and falling on a wet floor due to no warning signs being present. This could lead to you experiencing a wrist fracture and head injury.
  • Falling from a height due to using faulty equipment supplied by your employer, such as a defective ladder, and sustaining a leg injury as a result.
  • Suffering a manual handling injury, such as damage to your back, due to being asked by your employer to carry out manual handling tasks without proper training.
  • Suffering an injury, such as an amputation or broken knee, due to your employer failing to ensure that workplace machinery is safe and fit for purpose. 

If you have evidence that you experienced harm due to a breach of duty, please get in touch with an advisor on the number above.

Evidence That Could Be Used When Making A Work Injury Claim

When making a work injury claim, it’s important to gather as much evidence as possible surrounding the incident. Evidence can help prove that a breach of duty occurred and that you sustained harm as a result. It can also offer an insight into the way your injury has affected your quality of life. 

Potential types of evidence that you could gather include:

  • CCTV footage of the incident. 
  • A diary consisting of symptoms and treatment. This can be particularly useful as it illustrates your physical and mental state after the accident. 
  • Copies of any medical records or assessments that have needed to be carried out as a result of the accident. 
  • Photographs of the injury and accident site. 
  • The contact information of any witnesses who can provide a statement at a later date. 

Our panel of personal injury solicitors may be able to help you gather any evidence you may need for a workplace accident claim. To find out whether you’re eligible to have one of them represent your case, please get in touch on the number above.

Make A Work Accident Claim On A No Win No Fee Basis

If you have a valid work accident claim, you may benefit from working with a solicitor from our panel on a No Win No Fee basis. They can assist by offering services such as helping to build your case and valuing your claim. Additionally, they could offer these services under a No Win No Fee contract known as a Conditional Fee Agreement (CFA). This typically means that you won’t have to pay them for their work upfront, during the claims process, or if the claim fails. 

In the case of a claim being successful, your solicitor can take a percentage of your compensation. This is called a success fee. This is capped by law, preventing your solicitor from over charging you and allowing you to take the majority of the settlement.  

Contact Us

For more information on the process of making a personal injury claim for an accident at work and compensation examples of what could be awarded should you succeed, speak with an advisor. They can offer more guidance on the eligibility criteria, time limits and the ways a solicitor from our panel could help you.

To get in touch, you can:

Learn More About How To Make A Work Injury Claim

Below, you can find more of our helpful guides relating to accidents at work:

Additionally, we have included some helpful external resources below:

Thank you for reading our helpful guide on claiming for an accident at work and compensation examples of what your settlement could potentially include. If you have any other questions, contact an advisor via the number above.

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