When Can I Claim Compensation For An Accident At Work When Self Employed?

By Stephen Kane. Last Updated 9th May 2024. Are you self-employed, and had an accident at work that was not your fault? If so, you may wondering, ‘Can I claim compensation for an accident at work when self employed?’

Throughout this guide, we discuss when you could be eligible to seek compensation, the evidence you can gather to strengthen your case, and how compensation for these types of claims are calculated.

Furthermore, we look at how a No Win No Fee solicitor could assist you and how they can offer their services without requiring an upfront or continuous fee for their work.

Call 0161 696 9685 to find out more, or read the sections below to answer all of your questions on self-employed accidents.

A man holding his back after a self-employed accident at work.

Select A Section

  1. Can I Claim For An Accident At Work When Self Employed?
  2. How Much Can Self Employed People Claim For Accidents At Work?
  3. How Long Do Self Employed Workplace Accident Claims Take?
  4. What Evidence Can Support A Self Employed Accident At Work Claim?
  5. Make A Self Employed Injury At Work Claim With A No Win No Fee Solicitor
  6. Resources On Self Employed Accident At Work Claims

Can I Claim For An Accident At Work When Self Employed?

You might be wondering if you could make a self-employed accident at work claim if you are your own employer; the answer, in some cases, is yes, you can still claim compensation.

In order to form the basis of a valid claim, you first need to prove that you were owed a duty of care, which is set out in Section 4 of the Health and Safety at Work etc. Act 1974 (HASAWA). This states that those in control of a space need to ensure that it is reasonably safe for employees, visitors, and self-employed people.

To be able to make a personal injury claim, you also need to be able to prove that:

  • This duty of care was breached.
  • As a result, you were injured.

For example, if you are an electrician and you were asked to work on some wiring in an office building, the controller of that building would owe you a duty of care. They could breach this duty of care by failing to fix a broken step, which causes you to trip and fall down the staircase, hitting your head.

Contact our team today to find out if you could make a self-employed accident at work claim, or keep reading to learn more.

How Much Can Self Employed People Claim For Accidents At Work?

Compensation payouts awarded in successful claims can differ depending on the unique circumstances of each case. However, generally, you could be awarded compensation for the pain and suffering of your injuries under general damages, and compensation to reimburse any monetary losses caused by your injuries under special damages. These are the two heads of loss that can make up a settlement.

When calculating general damages, reference can be made to the Judicial College Guidelines. This document contains guideline award brackets that correspond to different injury types and severities. You can find a selection of these in the table below. However, please use them as a guide only. The top entry is not from the JCG.

Injury/SeverityNotesCompensation bracket
Multiple Severe Injuries with Monetary LossesCompensation for the pain and suffering of several severe injuries and the financial losses incurred as a result, such as domestic care costs, medical expenses, and lost income.Up to £250,000+
Severe leg (b) - very serious (ii)Permanent mobility problems.£66,920 to £109,290
Back - severe (iii)Chronic conditions despite treatment from disc lesions, fractures or soft tissue injuries.£47,320 to £85,100
Chest injury (c)Some disability due to chest/lung damage.£38,210 to £66,920
Wrist (b)Some useful movement, however, there is a permanent disability. £29,900 to £47,810
Neck - moderate (ii)Continuing symptoms from soft tissue, wrenching or severe disc lesion.£16,770 to £30,500
Toe - severe (c)Amputation or partial amputation of one or two toes (but not big toe) or severe crushings. £16,770 to £25,710
Arm (d)Simple forearm fracture.£8,060 to £23,430


Facial scars - less significant (d)Marred appearance from one scar or many small scars. £4,820 to £16,770
Head injury - minor (e)Minimal brain damage with compensation considering recovery time, continuing symptoms and initial injury. £2,690 to £15,580

Special damages, as mentioned, compensate for the financial losses caused by your injuries. Examples include:

  • Lost income
  • Medical bills
  • Cost of home adaptations
  • Travel expenses

Receipts, payslips, and other documents could help prove these losses.

For more information on how much compensation you could get if you’re self-employed and had an accident at work, call our team.

How Long Do Self Employed Workplace Accident Claims Take?

If you have a valid self-employed accident at work claim, then you’ll need to make sure you start proceedings within the relevant time limit. The Limitation Act 1980 establishes that there is a three-year time limit for starting a personal injury claim. This usually applies from the date of the accident that injured you.

Under some circumstances, the time limit can work differently. For example, if someone under the age of 18 is hurt in a work accident, then the time limit is paused until their 18th birthday. Before that day arrives, a claim could be made on the child’s behalf by a court-appointed litigation friend. If, however, a claim has not been made before the day the injured party turns 18, then they will have three years to start their own claim from that date.

If the injured party lacks sufficient mental capacity to make a personal injury claim, then the three-year time limit is indefinitely suspended. A litigation friend could instead make a claim on their behalf. However, if they later regain sufficient mental capacity to make a claim, and one hasn’t already been made, then the time limit will begin from the date of recovery.

Get in touch with our advisors either online or on the phone today if you would like to ask questions about the time limit or other aspects of making an accident at work claim.

What Evidence Can Support A Self Employed Accident At Work Claim?

Even if you are self employed, an accident at work claim could still be made if you are harmed due to negligence. However, if you are self employed and injured at work, you will need sufficient evidence in order to successfully claim.

We recommend that you seek medical attention if you are injured. It’s important that you receive any necessary treatment, but medical records can also act as helpful evidence for your claim.

Other types of evidence that could be helpful include:

  • Photographs of your injury and the scene of the accident
  • CCTV footage, if this is possible
  • If there were any witnesses, you could obtain their contact details
  • Reports from the workplace accident book

One of the accident at work solicitors from our panel could help you gather evidence if you are self employed. The injury at work compensation you receive may be affected by the evidence you provide, so we recommend hiring legal help. Get in touch with us today for more information.

A case file for a self employed accident at work claim.

Make A Self Employed Injury At Work Claim  With A No Win No Fee Solicitor

If you suffered a self employed injury at work due to negligence and would like to claim compensation, you could do so with the support of a No Win No Fee solicitor. Their services could be provided under a type of No Win No Fee arrangement called a Conditional Fee Agreement (CFA).

With a CFA in place, your solicitor typically won’t charge upfront to represent you in a self employed accident at work claim. Should your self employed injured at work claim succeed, a legally limited success fee will be taken from your award. However, should you not receive compensation, then they generally won’t charge for their services.

Our advisors can answer your questions about self employed injury at work claims. They’re available 24 hours a day, 7 days a week. Should your self employed accident at work claim seem eligible, you could be connected to our panel of solicitors. To get in touch:

Resources On Self Employed Accident At Work Claims

Below, you can find links to lots more guides on accidents at work:

  1. Accidents at work FAQ
  2. How to make an accident at work claim
  3. Agency worker accident claims
  4. How to make a claim if injured as a temporary worker
  5. I hurt myself at work, can I make a claim?
  6. Can you sue your employer for an accident while still employed?
  7. How to prove an injury at work
  8. Will claiming against my employer create problems?
  9. Advice on claims if injured working for cash
  10. Do I need accident at work solicitors near me?
  11. Employers’ responsibilities after an accident at work
  12. What happens if an employee does not report an accident or injury at work?
  13. How long after an accident at work do you have to claim?
  14. Do I need a lawyer if I get an injury at work?
  15. New employee had an accident at work – can they claim?
  16. I had an accident at work, what are my employers’ responsibilities?
  17. I didn’t take time off work after an accident, can I still claim?
  18. Who pays my work injury medical expenses?
  19. How to claim for a work accident
  20. What to do if I injured myself at work?
  21. Workplace accident claim time limits
  22. Accidents caused by tiredness and fatigue
  23. Can you be fired for a work-related accident?
  24. Foot injuries caused by a lack of safety books
  25. Could I make a workplace injury claim if I’m not an employee?
  26. Tendon injury at work claims
  27. Can you claim for an accident at work if you suffered no injury?
  28. Can I claim if assaulted at work?
  29. Can I be sacked for having an accident at work?

GOV – Self-employed – What the government says about being self-employed.

RSI – NHS – More about RSI.