Calculating Car Accident Injury Payouts

Last Updated 19th June 2024. Have you sustained a car accident injury through no fault of your own? Can you prove that third-party negligence was to blame? If so, you could be entitled to compensation.

In this guide, we’ll explain how you could make a personal injury claim and how our panel of specialist solicitors could help you get the maximum compensation you deserve.

Let’s start by saying that no two cases are the same. Therefore, car accident injury payouts vary depending on the severity of damage suffered by each claimant. However, you may still want to know how much you could receive.

With this in mind, we have produced this guide to explain how car accident injury payouts are valued and how you could give your claim the best chances of success.

Please carry on reading our guide to car accident injury payouts to learn more about how to calculate compensation amounts or alternatively, get in touch with us today for a free consultation. To speak to an advisor about whether you could make a claim please contact our team today:

Woman holding neck in pain following a car accident

Calculating Car Accident Injury Payouts

Select A Section

  1. Calculating Car Accident Injury Payouts
  2. When Could I Claim Car Accident Injury Payouts?
  3. What Evidence Do I Need To Claim?
  4. Time Limit For Making A Car Accident Injury Claim
  5. Car Accident Claims With A No Win No Fee Solicitor
  6. Learn More About Calculating Car Accident Injury Payouts

Calculating Car Accident Injury Payouts

If your car accident claim is successful, the amount of compensation that you could receive will depend on the specific factors affecting your case. These factors may potentially be divided into two different payouts known as general and special damages. 

Under a general damages payout, you will receive compensation for the physical and psychological pain and suffering your injuries have caused you. These specific factors may affect the value of this payout:

  • Loss of amenity. 
  • The duration of recovery (if a full one can be made). 
  • How painful your injuries are. 

The Judicial College Guidelines (JCG) is a document that may be used by those calculating this payout. The JCG lists compensation guideline brackets for various injuries and illnesses. Also used by those calculating this payout may be reports from your independent medical assessment. 

Compensation Table

Here are some examples taken from the JCG (only the first figure is not out of the JCG). In the table are just some injuries that could be suffered following a car crash. 

Please keep in mind that these figures are a guide only, since every claim is unique.

Injury typeSeverityGuideline compensation bracketsDetails
Multiple severe injuries plus special damages SeriousUp to £1,000,000+Compensation for multiple severe injuries and special damages such as lost earnings and travel costs.
Brain damageVery severe (a)£344,150 to £493,000Little evidence of any meaningful response to their environment with little to no language function.
Moderately severe (b)£267,340 to £344,150Cases with a severely reduced life expectancy and little conscious state will likely fall within this bracket.
NeckSevere (a) (i)In the region of £181,020Incomplete paraplegia or permanent spastic quadriparesis.
Moderate (b) (i)£30,500 to £46,970Claimants suffer moderate neck damages which includes dislocations and fractures. Spinal fusion surgery could be needed. Injuries includes soft tissue damage which negatively impacts the claimant’s back and neck.
Pelvis and hipsModerate (b) (i)£32,450 to £47,810Claimant suffers significant injuries but there will be no major disability and the risk of future damage is limited.
WristSignificant and permanent disability (b)£29,900 to £47,810Some mobility may remain.
Whiplash1 or more whiplash injuries with 1 or more psychological injuries£4,345 Lasting 18-24 months.
1 or more whiplash injuries£4,215Lasting 18-24 months.

Special Damages

Under a special damages payout, you may receive compensation for the monetary losses your injuries have caused you to experience. These could include:

  • Lost wages due to taking time off work to recover. 
  • Care costs if you require at-home care. 
  • Medical expenses, such as paying for prescriptions.

However, to potentially receive this payout, you must have evidence. So, it is really important to keep any invoices, payslips, bank statements, and receipts. 

To find out more about car accident compensation examples, please contact us.

Car Accident Claims For Whiplash – What Is The Whiplash Reform Programme?

When making a claim for a car accident injury it is important to note that they way you make your claim may have changed. The introduction of the Whiplash Reform Programme changed the process of how certain car accident claims are made in England and Wales.

You will now need to make your claim via a different avenue if you are over the age of 18 and suffered injuries valued at £5,000 or less as a driver or passenger of a vehicle.

Your whiplash injuries will now be valued in line with the tariff set out in the Whiplash Injury Regulations 2021. We have included figures from the tariff in the previous section that featured our table with car accident compensation examples.

If you are unsure which avenue you should make your claim, you can contact our advisors. They can also help answer questions such as,  ‘What is the average payout for a car accident in the UK?’

When Could I Claim Car Accident Injury Payouts? 

While on the roads, every road user owes each other a duty of care to navigate in a way that prevents injury and damage to themselves and others. As part of this duty, road users are expected to comply with the Road Traffic Act 1988 and any relevant rules and regulations found in the Highway Code. If you are injured as a result of another driver’s failure to comply with this duty, you could be eligible to make a claim for a car crash.

However, you must satisfy the eligibility criteria. This means that in order to seek personal injury compensation for a car accident, you must prove that:

  • Another driver owed you a duty of care.
  • This duty was breached.
  • You were injured because of this breach.

Speak with an advisor from our team to further discuss the eligibility criteria for car crash injury claims.

What Evidence Do I Need To Claim?

To make a claim for a car accident, you need to be able to provide evidence of how it occurred, and how it has affected you.

Evidence for a car accident injury claim may include the following:

  • Video footage of the car accident that caused your injury, such as dashcam or CCTV footage.
  • Medical records that confirm the injuries you’ve sustained and what treatment you’ve received for them.
  • The contact details of any witnesses who can provide a statement about the accident later on in the claims process.
  • Photographs showing the accident scene and any visible injuries.
  • Police reports, if one was made.

Personal injury solicitors who support car accident claims can assist with the process of gathering evidence and talking to witnesses, and could also arrange an independent medical assessment which can provide further details about your injuries.

For more advice about the requirements for claiming or calculating car accident injury payouts, please contact our advisors for free today.

Time Limit For Making A Car Accident Injury Claim

The Limitation Act 1980 states that the time limit for starting a personal injury claim is three years. This time limit normally applies from the date of the accident that caused your injury. Under some circumstances, the time limit can work differently.

If a child is injured in a car accident, then the time limit is paused until their 18th birthday. Before the injured child turns 18, a court-appointed litigation friend could make a claim on their behalf. If a claim has not been made by their 18th birthday, they will have three years to start one from this date.

Should the injured party lack the mental capacity to make their own claim, then the three-year time limit is indefinitely suspended. In such cases, a litigation friend could make a claim on the injured party’s behalf. However, if the injured party later regains this mental capacity, and a claim hasn’t already been made, then they will have three years to start a claim from the date of recovery.

For more information on car accident injury compensation amounts or the time limit to start a personal injury claim, contact our advisors today. Our team can help answer your questions and provide examples of potential car crash compensation payouts.

Car Accident Claims With A No Win No Fee Solicitor

By getting in touch with a member of our team today, they could connect you to a solicitor from our panel that works on a No Win No Fee basis with a Conditional Fee Agreement (CFA).

When a No Win No Fee lawyer agrees to take on your claim, you don’t have to pay them an upfront fee and there are no running fees during the claims process. What’s more, you will only have to cover your solicitor’s legal fees if they win your claim for you, meaning you can use some of your payout to cover any costs.

There’s no need to worry about losing much of your award either, as any ‘success fees’ that you’re charged are capped to ensure that you take home the compensation that you deserve.

To find out if you can make a car accident injury claim with a No Win No Fee solicitor, please reach out to a member of our team for a free consultation. If you have a valid claim, you’ll be connected with a No Win No Fee personal injury solicitor.

To get in touch with our advisors, you can:

Learn More About Calculating Car Accident Injury Payouts

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