A Guide To The Cycling Accident Compensation Claims Process

Cycling accident compensation claims

Cycling Accident Compensation Claims

This guide will explain how to make cycling accident compensation claims for injuries caused in road traffic accidents. Cycling is an affordable way to get around and a great way to keep fit. However, cyclists may experience injuries if knocked off their bicycles or encounter unsafe road conditions.

You could claim compensation for a cycling accident if another party caused your accident. You can receive compensation for the harm your injuries caused. What’s more, you can receive reimbursement for the unavoidable expenses associated with your injuries.

Please get in touch with our advisors to see if you can make a bike accident compensation claim. If you meet the right criteria, a cycling accident solicitor from our panel could start working on your claim as soon as possible.

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Types Of Cycling Accident Compensation Claims

According to the government’s reported road casualties in Great Britain: in 2020, 16,294 cyclists were injured. These injuries ranged from slight injuries to fatal injuries.

The following types of road traffic accidents can injure a cyclist:

  • Cycling accidents caused by collisions with other vehicles
  • Damaged roads and pavement accidents
  • A pothole accident
  • Faulty traffic light accidents
  • Accidents caused by distracted driving
  • Car accidents at roundabouts
  • Spillages on the road accidents
  • Dooring accidents
  • Accidents caused by drivers under the influence of drugs or alcohol

If a road user acts negligently, they could cause a road traffic accident. Or another party, such as a construction company, may cause dangerous conditions on the road. If another party’s negligence caused an accident which injured you, you might be eligible to claim compensation. Please get in touch with us about making a claim for a bike accident to see if you are eligible.

Calculating Payouts For Cycling Accident Compensation Claims

If you make a successful cyclist accident claim, you can receive up to two types of damages:

  • For the pain, suffering and loss of amenity experienced, you can receive general damage compensation.
  • You can receive special damage compensation for the unavoidable financial losses your injuries caused. For example, you might receive a loss of earnings payment if you had to take unpaid time off work because of your injury.

What Are Cycling Accident Compensation Claims Worth?

You may wonder how much compensation you can claim. The table lists injuries, injury descriptions and compensation brackets. The guideline bracket amounts come from the 16th edition Judicial College Guidelines JCG. This document is very often used by road traffic accident solicitors when working out the value of general damages.

Injury SufferedDescription Of The InjuryCompensation
Neck Injury - (a) (i) SevereLittle to no movement in the neck despite wearing a collar for 24 hours a day for some years. Around £148,330
Neck Injury - (i) ModerateThis may include bone fractures, dislocations in the neck or other injuries causing severe and immediate symptoms.£24,990 to £38,490
Foot Injury - (b) Amputation Of One FootDue to the loss of the ankle joint, this is treated similarly to a below the knee amputation.£83,960 to £109,650
Foot Injury - (c) Very SevereAn injury to the foot which causes severe and permanent pain or serious disability.£83,960 to £109,650
Knee Injury - (a) (i) SevereKnee joint disruption which requires lengthy medical treatment. There will be loss of function and considerable pain.£69,730 to £96,210
Knee Injury - (b) (i) ModerateAn injury to the knee joint which could damage the cartilage, cause tears which leaves the person with some instability.£14,840 to £26,190
Hand Injuries- (e) SeriousWhere the function of the hand has been reduced by around 50%.£29,000 to £61,910
Hand Injuries - (g) Less SeriousA severe crush injury has significantly impaired the hands.£14,450 to £29,000
Hand Injuries - (f) Severe Finger FracturesThe injury could have resulted in the person suffering a partial amputation.Up to £36,740
Hand Injuries - (j) Index Finger FractureThis level of compensation could be awarded in cases where there was a fracture, it mended quickly, but grip has been impaired.£9,110 to £12,240

The table does not include special damages, as these vary from case to case. Moreover, the amounts of compensation in the table are not guaranteed payments. Please call our advice line; our team can value your claim.

How Could You Be Injured In A Cycling Accident?

Cycling accidents can cause a range of injuries. According to government statistics, cyclists are more vulnerable on the roads than people travelling in cars, buses or vans because cyclists don’t have a protective outer shell on their vehicles. So here are some injuries a cyclist can experience on the roads:

  • Cyclists can suffer a head injury or concussion if they hit their heads on the pavement or a vehicle.
  • Cycling accidents can cause broken or fractured bone injuries, which can be debilitating and painful.
  • Bike accidents can cause a whiplash injury. The new Whiplash Reform Programme does not apply to cyclists who wish to claim compensation.
  • A cyclist’s deep cuts or lacerations can lead to nerve damage. Some nerve damage can be repaired with surgery; however, the injured person is sometimes permanently impaired.
  • Moreover, the cyclist may experience soft tissue injuries, such as a sprain or a strain. Sometimes the injuries get better over time; other times, the patient may need physiotherapy.
  • A dislocation injury happens when a joint is pulled out of its socket. A dislocation injury can be painful and take a long time to heal.

When Could You Make Cycling Accident Compensation Claims?

Under the Road Traffic Act 1988, all road users owe one another a duty of care. In other words, road users must operate their vehicles safely. So, cyclists can make cycling accident compensation claims under the following criteria:

  • Firstly, another party owed the cyclist a duty of care. The party might be a driver, a local council or a construction company.
  • Secondly, the party acted negligently and subsequently breached their duty of care.
  • Consequently, the breach caused a road traffic accident in which the cyclist was injured.

Moreover, to start your bike accident compensation claim, you must be within the personal injury claims time limit. Normally this is three years, but there are some exceptions.

How Does The Cycling Accident Claims Process Work?

If you want to claim compensation for a personal injury following a bike accident, the cycling accident claims process requires claimants to provide evidence to support their claim. Cyclists can do the following at the scene of their accident to collect evidence to support their claim if it is safe and if they do not need medical attention.

  • Collect the contact details of witnesses.
  • Photograph damage to your bicycle or belongings.
  • Photograph any injuries you have which are visible.
  • What’s more, if a vehicle hits you, please ask for the driver’s contact details and details of their insurance policy. If the driver refuses to give this information, you can call the police. Under the Road Traffic Act 1988, drivers must have appropriate insurance.

It is important to get the correct medical treatment for your injuries. Furthermore, if a doctor diagnoses and treats your injuries, you can use your medical records as evidence to support your claim.

Please note if you acted negligently and completely caused the accident, you would not be eligible to make a personal injury claim.

After you have collected evidence, please seek legal advice to see if you can begin the personal injury claims process.

Start Your Cycling Accident Claim

Please get in touch with us today if you believe another party owes you compensation for a cycling injury. An advisor can assess your case, and if they believe you are eligible for compensation, a cycling accident solicitor from our panel can start working on your case.

What Are No Win No Fee Agreements?

Opting to work with a No Win No Fee solicitor generally means you don’t pay a solicitors fee upfront or during your claim. Instead, you will only pay a success fee if you win your claim. And your fee is deducted from your compensation payout. The Conditional Fee Agreements Order 2013 explains that the success fee is capped at 25%.

Please contact Advice to see if you can make a No Win No Fee claim:

  • Call our advice line on 0161 696 9685
  • Please fill out the contact form on our website
  • Alternatively, use our support widget to speak to an advisor online

Read More About Cycling Accident Claims

The following resources could help you if you wish to claim compensation.

Cycling Accident Claims Guide – How Do I Make A Claim?

Advice On What You Should Do After A Cycle Accident?

Road Accident Solicitors – No Win No Fee Claims

Information about cycling safely from the road safety campaign THINK!

The Highway Code – Rules for cyclists (59 to 82)

A guide to cycling equipment from charity RoSPA

Please contact Advice if you wish to learn more about making cycling accident compensation claims.

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