How Long Do You Have To Report A Car Accident In The UK?

How long do you have to report a car accident? If you are involved in a car accident, you are legally required to report the car accident to the police within 24 hours if you do not give your details to those who have a valid reason to ask for it. How long do you have to report a car accident to your insurance company? Most vehicle insurance companies require policyholders to report car accidents to them within 24 hours. But it is all different depending on your policy. So, in this guide, we will look at how to report car accidents to the police, insurance companies and other parties. We will also look into claiming compensation for a road traffic accident.

Have You Recently Been In A Car Accident?

If you have recently been involved in a car accident that was not your fault you may be eligible to claim compensation. If you have suffered injuries, if you can prove someone else is liable you could claim compensation. Trust Advice.co.uk today to provide you with the information you need. Our advisors can offer you free legal advice. They could also answer any questions you may have about claiming compensation for a car accident. Therefore, if we can see that you owed compensation from the other driver or another party that was responsible for your accident which caused your injury we could connect you to our panel of solicitors.

How long do you have to report a car accident in the UK guide

How long do you have to report a car accident in the UK guide

To begin your claim for an injury caused by a  car accident call us on 0161 696 9685 for your free car accident claims consultation. Or contact us by filling out our online accident claims form. Alternatively, keep on reading this guide to learn more about reporting car accident time limits in the UK.

Select A Section

A Guide On How Long You Have To Report A Car Accident In The UK?

If you are involved in a car accident, according to the Road Traffic Act 1988, section 170 you must stop at the scene of an accident if there has been damage to property, an injury caused or an animal was involved. In this guide, we will answer frequently asked questions such as how long do you have to report a car accident? And, what happens if you don’t report an accident within 24 hours? We will also explain how to report a car accident and which parties you should report your car accident to. Finally, we will explain how to make a car accident claim for compensation.

So, if you have recently been involved in a car accident that was not your fault, in which you were injured, trust Advice.co.uk to help you. Even if both you and the other driver are partially responsible for the accident you may still be able to claim compensation for your injuries. To begin your compensation claim and to receive free legal advice, call us today or use our online claims form to contact us.

Car Accident Compensation Claim Calculator

If you have been injured in a car accident you may be concerned with how much compensation you can claim. Every compensation claim is different. No two claims are the same. Giving an estimate before a claim has been assessed is very difficult. However, we have provided a compensation table below. The compensation amounts in the table below are based on guidelines from the Judicial College (JCG). The JCG is a publication solicitors and insurance companies may use when deciding how much an injury or illness should be awarded.

Injury SufferedSeverityEstimated CompensationComments
Facial DisfigurementVery Severe Scarring£27,940 to £91,350The claimant is younger (30’s or below) and has had a serious psychological reaction to the scarring.
Facial DisfigurementLess Severe Scarring£16,860 to £45,440Substantial and significant scarring as well as psychological reaction.
Facial DisfigurementSignificant Scarring£8,550 to £28,240The worst effects may be addressed through plastic surgery.
Neck InjuryModerate (i)£23,460 to £36,120Dislocations and fractures
Neck InjuryModerate (ii)£12,900 to £23,460Injuries consistent with a soft tissue or wrenching-type injury and disc lesion.
Neck InjuryModerate (iii)£7,410 to £12,900Injuries which may have accelerated and/or exacerbated a pre-existing condition.

The table above only estimates how much compensation claimants can claim in general damages. It does not include special damages. Or compensation for vehicles damages that the claimant may also be entitled to.

Calculating Special Damages Awards

If you have been injured because of a car accident that was not your fault, you may be eligible to claim compensation. If your compensation claim is successful your compensation payout will include the following heads of claim: general damages and special damages. In addition, you will be able to claim compensation for any damages to your vehicle. Let’s look at what can be claimed for after a car accident in more detail.

General Damages

General damages are the primary part of a compensation payout. If a claimant is injured because of an accident that was not their fault, they can claim compensation for the pain, the suffering and the loss of amenity that their injuries have caused from the party responsible. This compensation payout is known as general damages.

Special Damages

In addition to claiming compensation for general damages, successful claimants can also claim special damages. This is a compensation payout that reimburses the injured person for any financial losses that they have endured because of their injuries. In the case of road traffic accident claimants can also claim compensation for damages to their vehicle.

A successful personal injury payout could include the following special damages:

  • Medical expenses
  • Travel expenses (including the costs of a replacement car whilst yours was being repaired)
  • Reimbursement for loss of income
  • Care expenses
  • Funds to pay for any repairs needed to your vehicle.

In the very difficult circumstances that you become disabled as a result of your car accident you can claim compensation to pay for any mobility equipment, adaptations to your home or car that you may need. If you are interested to know what expenses you could claim, you can call Advice.co.uk for free legal advice.

What Is A Reportable Accident?

A reportable accident is a road traffic accident that must be reported to the police. If at the time of the vehicle accident you do not give your details to anyone who had a valid reason to request them, such as your name and contact information you must report to a police station within 24 hours.

If you are involved in a road traffic accident with others, the Road Traffic Act 1988 requires you to stop as soon as it is safe to do so. You are obliged to cooperate with others involved in the accident and provide your contact details and insurance information where necessary.

What Are Road Traffic Accident Reports?

How do you report a road traffic accident? You can fill out a road traffic accident report (also known as a road traffic incident report). A road traffic incident report is a report that you make to the police after being involved in a road traffic accident. This helps the police investigate the crash thoroughly.

Who Do You Report Car Accidents To?

If you do not give your contact details at the scene of an accident where damage has been caused i.e. damage to another vehicle or an injury to someone other than yourself, then you must report the accident to the police What happens if you report an accident after 24 hours? As we have mentioned you could be prosecuted if you wait longer than 24 hours to report a road traffic accident to the police.

Generally, most insurance providers ask that you tell them if you are involved in an accident. check your policy. It should tell you when and how to report a road traffic accident. How long do you have to declare accidents for car insurance? Most car insurance providers require you to inform them of an accident within 24 hours or 48 hours of it taking place.

How To Report A Car Or Other Road Traffic Accident

We have established when you have to report a car accident to the police. We have also mentioned when you must stop at the scene of an accident, if it involves an injury to a human or animal or destruction or property, even if the accident is not your fault. How do you report a road traffic accident?

  • If the road is blocked or anyone is seriously injured dial 999 to report your accident to the police and call an ambulance if needed. (Only dial 999 during an emergency).
  • If you are not involved in an emergency, you can call the police’s non-emergency number 101.
  • Many police departments allow the public to report car accidents to the police online. Visit the website of your local constabulary, to see if you can report car accidents online in your area.
  • You can report the accident in person at your local police station.

You should also contact your car insurance provider within the time limit your policy allows.

Should You Always Report A Car Accident?

Our clients often ask us, “Should you always report a car accident?”. If you are involved in a road traffic accident that meets the criteria to be a reportable accident, you must report the accident to the police. So, if you do not exchange details when you should. How long do you have to report a car accident? If the police are not at the scene of the accident you must report the accident within 24 hours.

What happens if you don’t report an accident within 24 hours? You can face points being deducted from your license, disqualification from driving, a fine. Because of CCTV and mobile phone footage it is easier than ever to identify vehicles that speed away from the scene of an accident or fail to report an accident to the police. You should also report your car accident to your insurer within the time limit allotted in your policy.

Should Minor Accidents Be Reported To The Police?

Section 170 of the Road Traffic Act 1988 states that all accidents involve an injury to a person or specific animal (such as a dog, cattle or a horse) or accidents involving a vehicle and/or property damage, the driver must stop at the scene of the accident. It is an offence not to do so. Even if the accident is minor you must still stop if damage is caused to others. If there are injuries caused and damage to another vehicle but you do not exchange contact details you must report the incident to the police. Please do not dial 999 if the car accident is an emergency. You can report a minor car accident to the police in person at a police station, using the police’s non-emergency number 101 or you can report a car accident to the police online.

Time Limits To Report A Car Accident

We will now look at how long you have to report a car accident to different parties.

Type Of Time LimitRelevant Time Limit
Time limit for reporting car accident to police when not exchanged details at the scene. 24 hours
Time limit to report to insurance companyUsually 24 hours or 48 hours - check your policy
Time limit for a personal injuryThree years (may vary)

If you have been injured in a car accident that was not your fault you may wish to claim compensation from the other driver, or another party if they are responsible. There is a personal injury claims time limit of three years. This means that you must begin your claim within three years of you becoming injured. Alternatively, you must begin within three years of finding out the road traffic accident caused your injury. Also for children, a litigation friend can claim on their behalf. If they get to 18 and no claim is made then they have three years to make their own claim. The time limit is also different for those who suffer from reduced mental capacity.

If you wish to claim we recommend you contact Advice.co.uk as soon as possible for your free telephone assessment, to avoid falling outside of the time limit. Our advisors can offer you free advice about your eligibility to claim compensation.

How Long Do You Have To Report A Car Accident To Your Insurance Company?

How long do you have to report a car accident to your insurance company? If you have been injured because of a car accident you will generally have 24 hours to inform your insurer. Some policies have different time limits. Check your policy to be sure.

How long after a car accident can you claim for personal injuries? Your personal injury claim time limit will be three years, from the day your accident happened or the day you realised that you had become injured. If you have been in a car accident you may be worried that this will affect your policy. How long does a car accident stay on your insurance record  Car insurers will normally only ask about the last 5 years so any accidents you were involved in prior to this date won’t affect your insurance costs.

What Length Of Time Do You Have To Report A Car Accident To The Police?

How long do you have to report a car accident to the police? If the police are present at the scene of your road traffic accident you must comply with them and provide any information they ask for.

When the police do not come to the scene of your car accident, how long do you have to report a car accident to the police? You will have 24 hours to do so but only if you never provided your contact information to anyone you should have. Failure to do so is an offence.

How Long Do You Have To Report A Hit And Run Incident?

In 2018 26,000 people were injured due to road traffic accidents with uninsured or untraced drivers. If you are involved in a car accident it is an offence to drive away from the scene if damage has been caused to others or property. You must stop in the first place that it is safe to do and cooperate with those involved.

If you have been hit by an uninsured or untraced driver you can still claim compensation for your injuries through the Motor Insurance Bureau (MIB). The Motor Insurance Bureau was set up to settle compensation claims for drivers who have been injured because of an uninsured or untraced driver.

How Quickly Should You Notify The MIB And Other Parties?

If you have been injured because of an untraced driver or hit and run driver who was uninsured report the accident to the police. This is a requirement to make a claim through the Motor Insurance Bureau. In order to claim compensation through the MIB for a hit and run accident, you may need to provide proof you were not at fault.

If you have been injured because of an uninsured, untraced or hit and run driver, Advice.co.uk can help you. Our panel of solicitors can negotiate with the Motor Insurance Bureau to settle your claim and ensure you are awarded the optimum amount of compensation you could be entitled to.

How To Claim Compensation For A Car Accident?

At the scene of an accident, the first thing you should do is ensure that if anyone has any serious injuries that the emergency services are called. If the road traffic accident is blocking the road call 999 so that the traffic can be diverted. Stop the car. Turn the engine off and put your hazard lights on. Only if you are able to get out of the car safely and try to gather evidence. Photographs of the scene of the accident are a way of proving who may have been at fault. Take images of any injuries. Also, seek medical attention as soon as you can.

If you are in any doubt as to who may be at fault for the accident call our team. They can evaluate your case and provide advice on who may be liable.

No Win No Fee Car Accident Compensation Claims

Are you looking for a solicitor to represent your case for personal injury? Do you not want to pay upfront solicitor fees? Why not opt for a solicitor that works on a No Win No Fee basis? What does this mean? With a No Win No Fee solicitor you will not have to pay an hourly or upfront solicitor fee. Instead, they will only charge you a success fee on the grounds that we win your compensation claim. In the unlikely event that you do not win your claim, you will not have to pay a success fee. This will be formalised in the Conditional Fee Agreement that you will sign.

For many of our clients making a claim with a No Win No Fee solicitor is the less stressful way to fund a solicitor. What’s more, this way solicitors are more affordable for many people as the success fee is deducted from the claimant’s compensation payout at a capped rate.

Talk To Our Team

If you have been injured because of a car accident that was caused by the other driver, or another party such as your local council you may be owed compensation. Advice.co.uk can help you. Contact us today using the details below for your free claims assessment.

Contact us today using any of these methods:

More Information

We hope that you have found this guide to making an injury claim after a car accident helpful.  How long do you have to report a car accident? For more advice, you may want to read these guides to making a compensation claim for an accident.

Advice On Mud On The Road Car Accident – No Win No Fee Claims

Hit And Run Accident Claims Guide – How To Claim Compensation For A Personal Injury Caused By A Hit And Run Accident

Anxiety After A Car Crash – How Do I Make A Personal Injury Compensation Claim? – Anxiety Car Accident Claims Guide

Page by AE

Published by AL.