A Guide To Finger Injury Compensation Claims

By Stephen Kane. Last Updated 24th June 2024. In this guide, we explain when finger injury claims could be made and the kinds of harm that could entitle you to pursue compensation. This could include claims for a severed finger, the loss of a finger or a finger injury at work.

If you have suffered a finger injury and it occurred because another party breached their duty of care, then you may be entitled to claim finger injury compensation.

Within this guide, we’ll discuss more about the types of finger injuries you could claim for and the duty of care another party may have owed you in certain situations. Additionally, we will share some potential compensation payouts for finger injuries and how they’re calculated. We will also discuss the benefits of working with a No Win No Fee solicitor for your claim.

To speak to an advisor about finger injury claims, you can contact our team. Our friendly advisors are available 24 hours a day, 7 days a week to help answer your questions and offer free advice.

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Hand with a bandage covering an injured finger

Select A Section

  1. Finger Injury Claim Compensation Amounts
  2. Who Could Make A Finger Injury Compensation Claim?
  3. Types Of Finger Injuries
  4. Evidence For Finger Injury Compensation Claims
  5. How Much Time Do I Have To Make Finger Injury Compensation Claims?
  6. No Win No Fee Personal Injury Solicitors
  7. Advice And Resources On Personal Injury Claims

Finger Injury Claim Compensation Amounts

Compensation payouts for finger injury compensation claims can include general damages and special damages. General damages compensate you for the pain and suffering that your finger injury has caused.

In the table below are some of the compensation brackets found in the Judicial College Guidelines (JCG). Those who value the general damages head of your claim may refer to this document for help. It lists various types of injuries alongside guideline compensation brackets.

Please note that the table below should be viewed as a guide only and the first entry is not taken from the JCG.

Multiple Serious Injuries Plus Special DamagesMultiple serious injuries that lead to financial losses, such as loss of earnings.Up to £150,000+
Amputation of Index and Middle and/or Ring FingersGrip will remain exceedingly weak due to the hand being rendered of little use.£61,910 to £90,750
Severe Fractures to FingersThese may require partial amputations that could result in impaired grip and a deformity.Up to £36,740
Very Serious Injury to ThumbThe thumbs has been left virtually useless and deformed following the thumb being severed at the base and being grafted back on.£19,600 to £35,010
Amputation of the Terminal Phalanges of the Index and Middle FingersThe fingers will suffer with an impaired grip, restricted movement and will involve scarring.In the region of £24,990
Serious Injury to the ThumbA fracture, nerve damage or the tip has been amputated.£12,590 to £16,760
Serious Injury to Ring or Middle FingersSerious tendon injuries or fractures that lead to a loss of grip, stiffness and a deformity.£10,320 to £16,340
Fracture of Index FingerDespite the fracture mending quickly, grip has remained impaired.£9,110 to £12,240

In addition to general damages, you may also be eligible to receive special damages when claiming finger injury compensation.

Special damages can cover financial expenses or losses that have been caused by your finger injury. For example, if your finger injury has forced you to take some time off work to recover, then any loss of earnings that have occurred could potentially be claimed back under special damages. 

This head of loss could also help you claim back the cost of:

  • Counselling and prescriptions
  • Travel
  • Childcare
  • Help with cleaning or cooking

You need to be able to prove your losses in order to claim under this heading, so it can be helpful to keep any relevant bank statements or bills.

For more advice on how much personal injury compensation could be claimed for a finger injury, contact our team for free today.

Who Could Make A Finger Injury Compensation Claim?

As well as asking how much compensation for a finger injury can be given, we are often asked how to tell which finger injury compensation claims have a chance of succeeding.

In summary, you can make a finger injury claim if:

  • A third party owed you a duty of care under certain legislation.
  • They breached this duty, for example by ignoring clear guidance about correct conduct.
  • This breach led to an accident where you were harmed either physically, mentally, or in both ways.

While the circumstances of the accident do not affect finger injury compensation amounts in the UK, they do help us understand the exact nature of the duty of care you were owed.

Accidents At Work

When you’re at work, your employer needs to follow the duty of care set out in the Health and Safety at Work etc. Act 1974. In Section 2 of the Act, employers are told that they must take all reasonably practicable steps that keep employees safe from workplace harm. You could sue your employer if a breach of this duty led to an accident where you were injured. For example:

  • You claim loss of finger compensation because your employer did not maintain or check faulty machinery that crushed your finger when it broke down.

Road Traffic Accidents

The roads can be dangerous, so anyone using them must follow the Road Traffic Act 1988 and the Highway Code. Their guidelines, some of which are legally binding, will help road users uphold their duty of care, which is to use roads in a way that prevents themselves or others from being hurt. A failure to follow this duty might be:

  • Another driver collides with your vehicle because they were too busy looking at their phone. You make a finger injury compensation claim against them because the crash seriously injured the fingers on one hand.

Public Place Accidents

Finger injuries can also occur in an accident suffered while you’re out in public, whether that is a shopping centre, a park or a public road. Whoever manages the space you’re in at the time must pay attention to the Occupiers’ Liability Act 1957.

It lays out the duty of care, which is to take all steps that ensure the reasonable safety of visitors to the premises. A failure to follow this duty might look like:

  • An automatic door at a shopping centre is installed incorrectly and not checked before it is used. Your hand is trapped in the door and your fingers are fractured when the door slams shut as you are going through.

If you call our free helpline to discuss finger injury claims, you can also discuss your personal experience. An advisor can then assess your chances of claiming compensation with the help of an expert personal injury solicitor.

Injured person holds right hand in pain

Types Of Finger Injuries

There are various types of injuries you could suffer to your fingers or hand. These range from minor injuries to serious tendon injuries as well as more serious finger injuries. They could involve one finger, several fingers, the entire hand or both hands.

Here are a few examples of situations that could result in finger injury claims:

  • Inadequate training can cause an accident at work. For example, if you are required to perform manual handling tasks but haven’t received sufficient training, you could suffer extremely painful finger injuries, such as bruised bones.
  • Lack of appropriate personal protection equipment (PPE) in the workplace could result in a serious injury, such as crush injuries or traumatic finger amputations.
  • Road traffic accidents could result in severely fractured fingers. For example, if you are knocked off your bike by a car, your fingers could be bent into unnatural positions landing on the pavement.
  • Faulty playground equipment could lead to child accident claims. For example, if a child’s index finger or middle finger becomes caught in a swing, it could result in degloving.
  • Any of your fingers could be injured in a faulty automatic door if they get trapped.

A member of our personal injury team can discuss the circumstances that result in your finger injuries. They can also look at how much compensation you could get for a successful finger injury claim.

A man with a bandaged right hand recovering from a finger injury

Evidence For Finger Injury Compensation Claims

An important part of making a personal injury claim for your finger injuries is collecting evidence. Evidence can help support and strengthen your claim, as it can help prove the severity of your injuries, demonstrate who is liable for the harm you suffered, and illustrate how your injuries occurred.

Some examples of evidence that could be beneficial to your claim include:

  • Medical records: Your medical records may show the severity of your injuries and could also detail the treatment you receive for them.
  • Photographs: Photographs of your injuries and of the accident scene could be used to help support your claim.
  • CCTV footage: If your accident was caught by CCTV, you may be able to request the footage. This can help prove liability and also how your injuries happened.
  • Witness contact details: Taking the contact details of potential witnesses can be helpful, as this allows their statements to be taken at a later date.
  • Accident report forms: If your finger was recorded in an accident log book, you can submit a copy of the report.

These are only a few examples of potential evidence. One of the benefits of working with a No Win No Fee solicitor when making a personal injury claim for your injured fingers is that they can help you identify and collect relevant evidence to help support your case.

To find out if you are eligible to work with a solicitor from our panel, or to learn more about starting a claim, contact our team of advisors today.

An x-ray of a pair of hands

How Much Time Do I Have To Make Finger Injury Compensation Claims?

You will usually have three years to start the personal injury claims process to seek compensation for losing a finger. This time limit begins on the date of your accident, as outlined in the Limitation Act 1980. However, this time limit comes with some exceptions.

For example, the time limit is suspended for minors under the age of eighteen. In this case, a litigation friend can claim on their behalf at any time while the time limit is frozen. Otherwise, the time limit will be reinstated when they turn eighteen.

Similarly, the time limit is suspended for claimants who do not possess the mental capacity to claim for themselves. In this case, a litigation friend can claim on their behalf. Otherwise, the time limit will only be reinstated if the defendant regains the appropriate capacity.

To learn more about how long you have to claim finger injury compensation amounts in the UK, you can contact our team of helpful advisors today. They can evaluate your claim for free and may be able to connect you with a solicitor from our panel.

No Win No Fee Personal Injury Solicitors

Whether you suffered an amputated finger or other finger injury, if it was due to a third party’s negligence, you could be eligible to claim. If so, we would recommend you seek No Win No Fee personal injury solicitors to help you. A No Win No Fee solicitor could offer you a Conditional Fee Agreement (CFA).

When you hire a solicitor under a CFA, they generally won’t charge an upfront fee. Also, you will be charged a success fee, but only if your claim is a success. This will be taken from your finger injury award. A legal cap applies, so only a certain percentage will be taken. If your finger injury claim is not successful, you will not be required to pay your solicitor.

Our advisors can give you free legal advice about your potential personal injury claim. If they feel you could make a successful claim, you could be passed one of the No Win No Fee personal injury solicitors from our panel.

To get in touch, you can call us today on 0161 696 9685. Alternatively, you can use the live chat at the bottom of the screen or fill out our contact us form and an advisor will be in touch.

A personal injury solicitor reviews a finger injury claim

Advice And Resources On Personal Injury Claims

  • Accident At Work Compensation Claims
    If you have suffered any injury caused by your employer or whilst in the workplace, find out how you could make a finger injury compensation claim for an accident at work here.
  • Car Accident Claims
    In this guide, you can find out more about claiming compensation for injuries (such as a finger fracture) caused by a car accident.
  • A guide with a £85,000 compensation payout for loss of fingers case study.
  • NHS Information on broken fingers
  • This NHS page has information on broken finger injuries
  • Medical Negligence Claims – If you’ve lost a finger due to negligence, find out if you could claim.
  • Whether you’ve suffered a broken finger or you would like to know more about receiving partial finger amputation compensation, please contact us directly at a time that works for you. We can be contacted for free legal advice using the above details.