Finger Injury Compensation Claims Guide – How Much Can You Claim? – Calculate Compensation Amounts Payouts

By Daniel Kirk. Last Updated 13th May 2022. Welcome to our guide to making a finger injury claim. In it, we explain how you could claim partial finger amputation compensation or cut finger at work compensation, and answer questions about payouts. Some of the questions we answer include ‘how much is a finger worth in compensation?’ and ‘how do I know if I have a valid claim?’ We hope you find the information below useful.

There are numerous different ways in which you can suffer a finger injury and there is a very wide range of finger injuries which you can suffer from. A finger injury can include everything from the simplest cuts and sprains through to serious damage to the tendons, fractures, vibration white finger, the loss of part of a finger, or even the total loss (through surgical or traumatic amputation) of one or more of your fingers.

Whether you have suffered a fractured finger or other forms of injury to your fingers, if you were injured because of the negligence or deliberate action of another person, you could claim compensation. Find out how to make a finger injury claim and how much you could be entitled to in this guide.

If you prefer, you can also call us to learn about claiming for ‘cut off a finger at work’ compensation, for instance. You call us on 0161 696 9685, contact us on our website or write to us using the Live Chat window now on your screen.

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A Guide To Making A Finger Injury Claim

In this guide to finger injury claims, we will answer some of the most frequently asked questions with regards to both personal injury claims in general and finger injury claims specifically. Some of the frequently asked questions we will answer include;

  • How do I make a personal injury claim?
  • How much compensation could I claim for a finger injury?
  • How long do compensation claims take?
  • Can I claim for a fractured finger or broken finger?
  • How do I make a claim for an accident at work?
  • How can a personal injury solicitor help you?
  • How much is a finger worth in compensation?
Finger injury compensation claims guide

Finger injury compensation claims guide

Before we look at how much finger injury claim amounts can be, there is one central part of personal injury claims that we should address. To be able to make any personal injury claim you will need to be able to show that someone else was the cause of your accident, and thus injuries. It could be through their negligence or deliberate action.

There are numerous circumstances in which we are owed a duty of care, whether this is owed by your employer in the workplace, a business owner whilst shopping, or the driver of a vehicle as a passenger, these people or bodies have a legal obligation to keep you safe and harm-free. There are several different articles of legislation in place which obligate people to keep you safe.

As with any personal injury claim, if you’re seeking partial finger amputation compensation, for instance, you would need to be able to prove that your injury was caused by third-party negligence.

What Are Finger Injuries?

Put in the simplest terms, in this guide we are discussing any type of finger injury. This could include everything from scarring and tenderness through to either the effective loss of the bulk of your hand, including the traumatic loss (amputation) of your fingers. As much as there are varying types of finger injury, there are also varying severities of injury.

Later in this guide, we will look at common types of finger injury. Next, we shall look at finger injury claim amounts, as well as how finger injury compensation amounts are commonly calculated.

The Latest Finger Injury Compensation Amounts

If you’re looking to claim compensation for a finger injury, then amounts can vary. In this section, we’re focusing on how compensation for the loss of a finger can be calculated, amongst other injuries.

For instance, there is the matter of a figure known as general damages which seeks to award compensation for the way your injuries have affected you. This amount is calculated by professionals in the legal field. Legal professionals can use the Judicial College Guidelines (JCG) and any medical evidence you provide to help calculate what your injuries are worth.

Below, we have included some example figures from the latest edition of the JCG, published in 2022. This 16th edition of the publication is made up of injury descriptions and a range of guideline figures that correspond to the injuries.

It’s important to be aware that these figures are only guidelines. Therefore, they are not necessarily reflective of how much your claim could be worth.

Severity of finger injuryNotesSettlement Awards
Total or Effective Loss of One HandCircumstances in which all fingers as well as most of the palm have suffered a traumatic amputation.£96,160 to £109,650
Amputation of the index and middle and/or the ring fingers.The hand is rendered of very little use.£61,910 to £90,750
Thumb injuryTotal loss£35,520 to £54,830
Serious hand injuryExamples may include circumstances in which several fingers may have been amputated.£29,000 to £61,910
Severe fractures to fingersCould result in some form of amputation.In the region of £24,990
Less serious hand injurySignificantly impaired function in the hand.£14,450 to £29,000
Thumb injuryMay require the tip to be amputated£12,590 to £16,760
Moderate hand injuryAt the bottom end of this bracket, there would be permanent but non-intrusive symptoms/ effects.£5,720 to £13,280
Fracture of index fingerThere can be pain when using the hand and future issues such as osteoarthritis.£9,110 to £12,240
Serious injury to either the ring or the middle fingers.Affecting grip. Injuries to tendons with stiffness and possible deformity.£10,320 to £16,340
Loss of the terminal phalanx of the ring or of the middle fingersLoss of the terminal phalanx of the ring or of the middle fingers£3,950 to £7,870
Amputation of little fingerAmputation of little finger£8,640 to £12,240
Minor finger injuriesMay include, but not limited to, fractures, scarring and tenderness.Up to £4,750

Finger injury compensation amounts can also potentially cover certain costs you experienced due to your injuries. Whilst general damages are awarded to account for your pain and suffering, special damages are calculated based on the impact your injuries have had on your finances.

Here are some costs that could be considered eligible for inclusion in a special damages payment:

  • Loss of earnings – A finger injury could potentially mean you’re unable to work, whether permanently or temporarily. Therefore, it’s possible that your earnings could be affected. The money you stood to earn during this period can be reimbursed to you.
  • Medical costs – For instance, the cost of prescription medication such as painkillers.
  • Travel costs – An injured finger could affect your ability to drive. Therefore, you may have to take public transport. The cost of this may be included.

Make sure you acquire evidence of these expenditures. For instance, receipts and payslips can help support your claim for special damages. Get in touch today if you need any more information.

How Is Compensation For A Finger Injury Calculated?

How much finger injury compensation your claim will be awarded will be calculated by looking at general damages, as highlighted in the previous section, and special damages. Special damages refer to all of the other costs and financial impacts which your accident could have caused you. Some of the most common types of special damages used in personal injury calculators are listed below.

Travel costs and the cost of adapting your vehicle

If you have had to pay to get to and from medical appointments related to your treatment, or if you have had to have your vehicle adapted, these costs could be included in your claim.

Medical costs and expenses

If you have to make any out-of-pocket payments for medical treatment, care costs, or for medication related to your injury, you could claim for these costs.

As you can see, questions like “how much is a finger worth in compensation?” is difficult to answer as the compensation can partly be based on the value of your financial losses.

How Much Is A Finger Worth In Compensation? – Impacts on your income

Injuries to your hands or fingers could have impacted your ability to work whilst recovering. Income which you would otherwise have earned and workplace benefits which you otherwise would have been entitled to, such as pension contributions or bonuses. You could be eligible for loss of earnings compensation.

Talk to a personal injury solicitor today about how personal injury claim settlements are calculated and how much you may be entitled to.

Common Causes Of Finger Injuries

As we have stated, there are many different circumstances in which you could injure a finger. Having said this, some of the most common causes of people suffering a finger injury are:

When looking at injury claims, there is a difference between accidents which could not be foreseen or avoided and accidents which could have been prevented if the corrects steps had been carried out, i.e. caused by negligence. If someone was in charge of an activity and they did fulfill their duty of care, but you were still harmed in some way, it could then be harder to file a finger injury claim.

Workplace Finger Injury Claims – How Much Is A Finger Worth In Compensation?

Have you suffered an injury in the workplace such as a fractured finger or a finger tendon injury? If so, you may be eligible to make a personal injury claim. In the UK there have been numerous pieces of legislation put in place in recent decades to continually ensure that workplaces are as safe as they can be.

If you have sustained an injury at work and you think that someone else was responsible, you could make a compensation claim. In order to find out if you are eligible, we recommend that you talk to a personal injury solicitor who can better advise you of your eligibility and ability to claim.

When looking at making claims against an employer for finger injuries, you should also keep in mind that whilst your employer does owe you a duty of care, your colleagues and even you are obligated to act in a safe way. Steps which can be taken to prevent accidents and injuries in the workplace include:

  • The provision of all necessary training, as well as the provision of all necessary safety equipment.
  • That equipment is maintained correctly and at the appropriate intervals.
  • That all recommended risk assessments are carried out when necessary.

If you have an injury at work, make sure that you fill in a finger injury accident report. This creates an official record of your workplace accident happening.

Furthermore, if you’re seeking partial finger amputation compensation but are deemed to have been at fault for the injury, you would be unable to claim. This includes, for instance, if you’re adjudged to have misused equipment in a way that is clearly dangerous. However, if your injury was caused by being insufficiently trained, that could be considered employer negligence. 

What Work Accidents Could Cause Finger Injuries?

According to the latest accident statistics, 441,000 people reported that they suffered a non-fatal injury at work during 2020-1. The causes of workplace accidents vary, but the most common are slips, trips and falls. 

Examples of incidents that could result in you seeking ‘cut off a finger at work’ compensation include: 

  • A foreign object falling from a height and trapping your finger. 
  • Crushing your finger due to slipping on a wet floor that did not have warning signs. 
  • Work equipment provided to you, such as a ladder, could malfunction, causing you to fall and suffer multiple injuries. 

Any of these incidents could lead to cut finger at work compensation or partial finger amputation compensation if you could prove your employer was at fault. They do, after all, have a legal duty to protect your health and safety as an employee at work. Should they fail in this regard, breaching their duty and causing you harm, you could be eligible to claim.

To inquire about making a claim and to have a finger injury assessment, call our advisors today.

Repetitive Strain Injuries To The Fingers

Having pain in your fingers is a common symptom of repetitive strain injuries (RSI). It can be much more common in people whose work involves either heavy typing (spending long amounts of time typing or using a computer) or operating machinery.

Repetitive strain injuries are recognised as illnesses caused by work and there are specific regulations in place (monitored by the HSE) which put steps in place to protect people in the workplace from suffering RSI related injuries.

If an employer has not taken the steps necessary, and if your finger injury can be found to by a symptom of repetitive strain injury caused through work, you should have a valid reason to make a claim. A repetitive strain injury can be harder to connect to your workplace, but such claims can still be made. In this guide from the NHS, you can see finger tendon injury recovery options where injuries were caused by RSI.

Vibration White Finger Injury Claims

Some workplaces require employees to use machinery for extended periods of time each and every day. Over the long-term, numbness and other injuries can affect the fingers and the hands in general. One of the more common of these is called ‘vibration white finger‘. You can find out more about this type of injury in this guide from the Health and Safety Executive. If you have sustained this type of injury in the workplace, you could make a finger tendon injury compensation claim.

Vibration white finger is an illness which is almost exclusively caused by your work. As such employers have to take certain steps in order to keep you as safe and free from harm as possible if your role involves the regular use of vibrating machinery. An employer should keep the machinery you use as safe to operate as possible. They should also make sure that you (and other employees) are given the appropriate amount of breaks and be provided with medical assessments at regular intervals.

If there have been any failures in your employer providing breaks, protective equipment or medical checkups, you could make a personal injury claim as a result.

Common Types Of Finger Injuries

There are lots of common types of injuries to the fingers and hands. These can include a broken finger, a crush injury to your finger or even a dislocated finger. How much you can claim will depend on the type of injury suffered, as seen in the table earlier in this guide.

Some of the most common finger injuries which we help people to claim for are:

  • Dislocated fingers: dislocating a finger joint can be quite painful and it can cause other injuries in the future, such as arthritis.
  • A crush injury to your finger: crush injuries can lead to a finger fracture or serious soft tissue injuries.
  • The loss of a finger: people can suffer traumatic amputations or have to have all or part of a finger amputated. To make a loss of finger disability claim, talk to an advisor today.
  • Soft tissue injuries: these can affect the ligaments or any other soft tissues.
  • Cuts and lacerations: there are many ways in which you can suffer such an injury. To make a cut finger injury claim, talk to us today.
  • Fractured or broken fingers: breaks and fractures can be painful and can take time to recover from.

To find out the answer to frequently asked questions such as how much is a hand injury worth and can you get disability for losing a finger talk to our team today

Broken And Fractured Finger Injury Claims

If someone else in any way caused your finger fracture or break, it is likely that you can make a compensation claim. Examples of where you could claim for breaks and fractures include:

  1. Workplace injuries caused by failures to meet health and safety standards.
  2. Injuries caused by or whilst traveling on buses, trains, or other forms of public transport.
  3. Accidents and injuries in shops, restaurants and other public places.
  4. Injuries caused by a fall or a slip due to damaged pavements.

These are some of the most common ways in which people could suffer a break or fracture. You would only be able to claim for these types of injuries if you can prove a third party owed you a duty of care and your injury was at least partially caused by them not adhering to this. For more information on this type of injury, call our advisors today.

Can I Claim Compensation For The Partial Loss Of A Finger? How Much Is A Finger Worth In Compensation?

Partial loss of finger finger injury claim how much is a finger worth in compensation cut finger at work compensation partial finger amputation compensation

Partial loss of finger

How much compensation do you get for losing the tip of your finger? This and questions similar to this are queries which we are frequently asked in cases where people lose part of a digit due to either a traumatic or medical amputation. Losing part or all of a finger can cause you to suffer seriously reduced functionality in the hand affected. As such, we can see in the table at the top of this guide that payouts for such injuries can be higher.

Whether you lost part of or a whole finger (or fingers) in the workplace or through other circumstances, you could be able to claim compensation. The amount of partial finger amputation compensation will depend on factors including the degree of the amputation and which fingers are affected.

What Should You Do If You Suffer A Finger Injury?

If you have suffered any form of injury or illness the first thing we recommend you do is to seek whatever medical treatment you need. Your health and recovery should be your number one concern in the immediate aftermath of an accident. Once you have sought treatment, you can think about what you need to do should you wish to make a claim.

To make a personal injury claim, there are pieces of evidence which you can collect and steps you can take to help your case have a greater chance of success.

  1. Report your accident to any relevant authorities, such as the police, an employer, shop, or local council.
  2. Get a copy of your medical report from the hospital or doctor.
  3. Invoices or other evidence for any expenses you have had to pay for.
  4. Photos of your injury and the cause of it.
  5. Evidence of lost income or lost workplace benefits.

How Much Time Do I Have To Make A Finger Injury Claim?

When you are making a finger injury claim you need to make sure that you begin and make your claim within the applicable personal injury compensation claim time limit. For reference, we have added a table below for you to check your circumstances against.

Circumstances of accident / type of claim/ claimantTime limit applicable
Finger injuries suffered by a child.Up to the age of 18 if an adult is claiming for the child. Three years from 18th birthday for the child.
General personal injury claim time limit3 years
Injuries which have happened on an international flight.2 years
Injuries which have happened on a package holiday.3 years
Criminal injuries (caused by assault, etc)3 years (there can be exceptions to this).

For up-to-date advice on current personal injury claim time limits, contact one of our advisors today.

How To File A Finger Injury Compensation Claim

To file a personal injury claim, you just need to gather together the information listed above, make sure that you are still within the personal injury claims time limit, and then contact our team.

No Win No Fee Compensation Claims For A Finger Injury

No win no fee is a phrase which is often used in the media. What the phrase refers to are what are called ‘conditional fee agreements’. These are a form of contract between a solicitor and a claimant. The agreement includes information on what the solicitor will do for the claimant as well as details of how fees will work.

Generally, the case is taken on on the condition that fees are only payable to the solicitor under a ‘win’. If the case is lost, nothing will need to be paid by the claimant to cover the solicitors time or fees.

Talk to one of our advisors for more information on how a No Win No Fee claim works and the benefits of using them.

Why We Advise Using A Personal Injury Solicitor

Taking legal action can be complicated and so our team always advise people to work with a solicitor who is experienced in making a personal injury claim. We also recommend using a solicitor who has experience and expertise in cases similar to your own. The law can be complex and you need to be able to place your trust in the person handling your case. In most instances, the best person for the job will be a solicitor.

Call Our Team Today

When you are ready to get in touch with us and start your finger injury claim you can follow the three simple steps set out below.

Step OneStep TwoStep Three
Get in contact with our team by phone or our contact forms above.Let our experts and advisors assess your case.If you are eligible to claim compensation for a finger injury, we could offer you a no win no fee claim.

You can phone us by calling 0161 696 9685, or you can click on ‘contact us’ in the bar at the top of this page. Whichever way you get in touch with our advice team, we are ready to help you claim a settlement for your finger injury.

Advice And Resources

Accident At Work Compensation Claims
If you have suffered any injury caused by your employer or whilst in the workplace, find out how you could make a finger injury compensation claim for an accident at work here.

Car Accident Claims
In this guide, you can find out more about claiming compensation for injuries (such as a finger fracture) caused by a car accident.

NHS Information on broken fingers

This NHS page has information on broken finger injuries

Medical Negligence Claims – If you’ve lost a finger due to negligence, find out if you could claim.

FAQ On Making A Finger Injury Claim

How much is a finger worth in compensation?

Whether you’re seeking cut finger at work compensation or partial finger amputation compensation, your settlement would be determined by assessing the facts and circumstances of your case. When you seek compensation by making a finger injury claim, you’ll need to undergo a medical assessment.

This would not be with your own doctor, but with an independent medic. They’d assess how severe your injury is, and write an independent report that could be used to evidence the severity and nature of your injury. Usually, a cut finger at work compensation settlement would be less than a partial finger amputation compensation, but it would all depend on the specifics of your case.

Whether you’ve suffered a broken finger or you would like to know more about receiving partial finger amputation compensation, please contact us directly at a time that works for you. We can be contacted for free legal advice using the above details.