By Stephen Kane. Last Updated 22nd November 2023. In this guide, we explain when finger injury claims could be made and the kinds of harm that could entitle you to pursue compensation. This could include claims for a severed finger, the loss of a finger or a finger injury at work.
If you have suffered a finger injury and it occurred because another party breached their duty of care, then you may be entitled to claim finger injury compensation.
Within this guide, we’ll discuss more about the types of finger injuries you could claim for and the duty of care another party may have owed you in certain situations. Additionally, we will share some potential compensation payouts for finger injuries and how they’re calculated. We will also discuss the benefits of working with a No Win No Fee solicitor for your claim.
To speak to an advisor about finger injury claims, you can contact our team. Our friendly advisors are available 24 hours a day, 7 days a week to help answer your questions and offer free advice.
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Finger injury compensation claims guide
Select A Section
- Finger Injury Claim Compensation Amounts
- Common Causes Of Finger Injuries
- Evidence For Finger Injury Compensation Claims
- How Much Time Do I Have To Make A Finger Injury Claim?
- No Win No Fee Personal Injury Solicitors
- Advice And Resources
Finger Injury Claim Compensation Amounts
Following an injury in which you lost fingers or any other type of hand injury, you might wonder how finger injury compensation amounts are calculated.
Damages are split under two heads of claim:
- General damages compensate you for the physical and mental health impact of your injuries. Additionally, you may receive compensation for any loss of amenity caused by your injuries, for example, if you aren’t able to play tennis anymore due to lost fingers.
- Special damages are compensation for if you have suffered any financial loss because of your injuries, such as a loss of earnings. It’s important to provide evidence for these losses, so for example, your wage slip could prove your loss of income at work.
To help estimate general damages, legal professionals can use the Judicial College Guidelines (JCG).
We have taken compensation amounts from the JCG to create the table of finger amputation payout examples below. Please note that the figures should only be used as guidelines. Also note that the first entry in the table is not based on the JCG.
| Injury | Notes | Amount |
|---|---|---|
| Multiple Serious Injuries Plus Special Damages | Multiple serious injuries that lead to financial losses, such as loss of earnings. | Up to £150,000+ |
| Amputation of Index and Middle and/or Ring Fingers | Grip will remain exceedingly weak due to the hand being rendered of little use. | £61,910 to £90,750 |
| Severe Fractures to Fingers | These may require partial amputations that could result in impaired grip and a deformity. | Up to £36,740 |
| Very Serious Injury to Thumb | The thumbs has been left virtually useless and deformed following the thumb being severed at the base and being grafted back on. | £19,600 to £35,010 |
| Amputation of the Terminal Phalanges of the Index and Middle Fingers | The fingers will suffer with an impaired grip, restricted movement and will involve scarring. | In the region of £24,990 |
| Serious Injury to the Thumb | A fracture, nerve damage or the tip has been amputated. | £12,590 to £16,760 |
| Serious Injury to Ring or Middle Fingers | Serious tendon injuries or fractures that lead to a loss of grip, stiffness and a deformity. | £10,320 to £16,340 |
| Fracture of Index Finger | Despite the fracture mending quickly, grip has remained impaired. | £9,110 to £12,240 |
If you seek more accurate finger injury claim compensation amounts, get in touch with our advisors. They can provide a more tailored estimation of what your finger amputation payout might be.
What Else Can Finger Injury Compensation Amounts Include?
When making a claim for a finger injury, the compensation amounts listed above are only applicable for general damages. However, following a successful finger injury claim for the loss of a finger, your compensation settlement may also include special damages. Special damages aim to compensate you for the financial losses you have suffered because of your injury, such as:
- A loss of earnings, both past and future.
- Medical expenses.
- Travel costs.
- Care costs.
You will need to provide evidence of these financial losses, such as bank statements or payslips, to successfully claim them back.
Contact our advisors today if you have any questions about making a personal injury claim. Our advisors could offer you free legal advice regarding your specific claim. If they believe that you may be eligible for compensation, they could connect you with a solicitor from our panel who could help you with your claim.
Common Causes Of Finger Injuries
There are several types of accidents that could potentially cause a finger injury. However, to be able to make a personal injury claim, you will need to prove that your injury was caused by a relevant third-party breaching their duty of care. Some examples of when you are owed a duty of care and how an accident could occur due to a breach of this duty include:
- Your employer owes you a duty of care under the Health and Safety at Work etc. Act 1974. Per this duty, they must take reasonable steps to ensure your safety while working. If they fail to adhere to their duty of care, you could suffer an injury. For example, you may be able to claim compensation for losing a finger if your finger was amputated due to defective machinery that had not been regularly maintained.
- Road users owe one another a duty of care to use the roads in a responsible manner that avoids causing harm to others and themselves. They must also adhere to the Road Traffic Act 1988 and the rules found within the Highway Code. If a road user failed to adhere to their duty of care, such as driving under the influence, and this caused you to suffer a finger injury, you could be eligible to make a personal injury claim.
- While out in public, you are owed a duty of care under the Occupiers’ Liability Act 1957. It states that those in control of a public space must take necessary steps to ensure your reasonable safety while you are using that space for its intended purpose. If this duty was breached, you could suffer a finger injury. For example, if a spillage in a supermarket was not cleaned up or clearly signposted, you could slip and injure yourself.
For more advice on your eligibility to claim or finger injury compensation amounts in the UK, please contact our advisors for free today.
Evidence For Finger Injury Compensation Claims
An important part of making a personal injury claim for your finger injuries is collecting evidence. Evidence can help support and strengthen your claim, as it can help prove the severity of your injuries, demonstrate who is liable for the harm you suffered, and illustrate how your injuries occurred.
Some examples of evidence that could be beneficial to your claim include:
- Medical records: Your medical records may show the severity of your injuries and could also detail the treatment you receive for them.
- Photographs: Photographs of your injuries and of the accident scene could be used to help support your claim.
- CCTV footage: If your accident was caught by CCTV, you may be able to request the footage. This can help prove liability and also how your injuries happened.
- Witness contact details: Taking the contact details of potential witnesses can be helpful, as this allows their statements to be taken at a later date.
These are only a few examples of potential evidence. One of the benefits of working with a No Win No Fee solicitor when making a personal injury claim for your injured fingers is that they can help you identify and collect relevant evidence to help support your case.
To find out if you are eligible to work with a solicitor from our panel, or to learn more about starting a claim, contact our team of advisors today.
How Much Time Do I Have To Make A Finger Injury Claim?
You will usually have three years to start a personal injury claim for compensation for losing a finger. This time limit begins on the date of your accident, as outlined in the Limitation Act 1980. However, this time limit comes with some exceptions.
For example, the time limit is frozen for those injured while under the age of eighteen. In this case, a litigation friend can claim on their behalf at any time while the time limit is frozen. Otherwise, the time limit will be reinstated on their eighteenth birthday and last until they turn twenty-one.
Similarly, for claimants who do not possess the mental capacity to claim for themselves, the time limit is suspended indefinitely. In this case, a litigation friend can claim on their behalf. Otherwise, the time limit will only be reinstated if the defendant regains the appropriate capacity.
To learn more about how long you have to claim finger injury compensation amounts in the UK, you can contact our team of helpful advisors today. They can evaluate your claim for free and may be able to connect you with a solicitor from our panel.
No Win No Fee Personal Injury Solicitors
Whether you suffered an amputated finger or other finger injury, if it was due to a third party’s negligence, you could be eligible to claim. If so, we would recommend you seek No Win No Fee personal injury solicitors to help you. A No Win No Fee solicitor could offer you a Conditional Fee Agreement (CFA).
When you hire a solicitor under a CFA, they generally won’t charge an upfront fee. Also, you will be charged a success fee, but only if your claim is a success. This will be taken from your finger injury award. A legal cap applies, so only a certain percentage will be taken. If your finger injury claim is not successful, you will not be required to pay your solicitor.
Our advisors can give you free legal advice about your potential personal injury claim. If they feel you could make a successful claim, you could be passed one of the No Win No Fee personal injury solicitors from our panel.
To get in touch, you can call us today on 0161 696 9685. Alternatively, you can use the live chat at the bottom of the screen or fill out our contact us form and an advisor will be in touch.
Advice And Resources
- Accident At Work Compensation Claims
If you have suffered any injury caused by your employer or whilst in the workplace, find out how you could make a finger injury compensation claim for an accident at work here. - Car Accident Claims
In this guide, you can find out more about claiming compensation for injuries (such as a finger fracture) caused by a car accident. - NHS Information on broken fingers
- This NHS page has information on broken finger injuries
- Medical Negligence Claims – If you’ve lost a finger due to negligence, find out if you could claim.
- Whether you’ve suffered a broken finger or you would like to know more about receiving partial finger amputation compensation, please contact us directly at a time that works for you. We can be contacted for free legal advice using the above details.