Lorry And HGV Accident Compensation Claims

By Stephen Kane. Last Updated 24th January 2024. HGV and lorry trips are an essential part of the supply chain for the UK.  They ensure goods arrive where they’re needed and on time every day but if one hits you, it may mean you need to make a lorry & HGV accident compensation claim for any injuries or damage caused.

Advice.co.uk deal with personal injury claims that have happened anywhere in the UK and can provide no win no fee solicitors for any case we work on.

If you’d like to begin a claim today, please call on 0161 696 9685 and speak with one of our fully trained advisers.

If you’d rather find out more first, then please carry on reading this helpful guide.

A Line of Lorries On A Motorway With Cars Between Them.

Select A Section

  1. What Is A Lorry Or HGV Accident?
  2. Compensation For HGV Accident Injuries
  3. Claims For Accidents Involving Foreign Lorry Drivers
  4. Road Traffic Accidents Claims – Lorry Accident Claims Time Limits
  5. Can I Claim For A Lorry Accident On A No Win No Fee Basis?
  6. Find Out More About Road Traffic Accidents

What Is A Lorry Or HGV Accident?

A lorry or heavy goods vehicle (HGV) accident is a collision involving one of these types of vehicles. If you are involved in a lorry accident, you may want to know about the eligibility criteria that you must satisfy in order to claim lorry and HGV accident compensation.

Whilst on the roads, each user owes every other road user a duty of care. This means that everyone on the roads must use them in a way that prevents damage and injury to others and themself. As part of this duty of care, everyone using the roads needs to adhere to the Road Traffic Act 1988 and any relevant guidelines and regulations found in the Highway Code. In order to make a lorry accident claim, you must be able to prove that the lorry driver breached this duty of care and you suffered injuries as a result.

The Highway Code sets out a hierarchy of road users in the introduction. This means that those in charge of vehicles that can cause the greatest harm in a collision, including heavy goods vehicles, have the greatest responsibility to take care of and reduce the danger they pose to others. Additionally, Rules 221-222 states that large vehicles may need extra space to turn or deal with a hazard. They also advise other road users that the lorry driver may not be able to see them in the mirrors and that these other road users may have their view blocked.

Contact our advisory team to discuss HGV accident claims and see whether you may be eligible to pursue personal injury compensation.

Lorry accident claims guide

Lorry accident claims guide

Compensation For HGV Accident Injuries

Our following sections look at how compensation in a personal injury claim can both be evaluated and awarded.

Any compensation you receive would be based on the injuries you sustained and how they affected you. If you are successful, you would receive compensation for your pain and suffering. This would be awarded under a head of claim known as general damages.

Injuries and car accidents can affect people in different ways so there are no set compensation figures for what you would receive. Instead, you could present evidence of the extent of your injuries, or personal testimony of your suffering to help determine your award.

We have used a document called the Judicial College Guidelines to provide the bracketed amounts below, as this document could be used by litigators to help value your claim. The top row is not from the JCG but instead included to show you how you could be compensated for more than one injury and your expenses.

Injury Severity Notes Compensation Guidance
Multiple Serious Injuries and Costs Very Severe More than one injury that is very serious in nature may be compensated for as well as any associated costs, such as lost wages, nursing care and home adaptions. Up to £1,000,000+
Brain Damage Very Severe The injured party’s symptoms include a lack of meaningful environmental response, double incontinence and no language functioning. They require full time nursing care. £282,010 to £403,990
Arm Amputations Loss of Both Arms As a result of the loss of both arms, the injured party is considerably helpless with full awareness. £240,790 to £300,000
Leg Injuries – Amputations Loss of Both Legs The injured party has lost both legs either at above the knee or one above with the other below. £240,790 to £282,010
Back Injuries Severe (i) The claimant suffers severe pain and disability alongside a combination of impairments to their bladder, bowel and sexual functioning and incomplete paralysis from spinal cord and nerve root damage. £91,090 to £160,980
Pelvis and Hip Injuries Severe (i) These injuries result in substantial residual disabilities such as complicated arthrodesis or hip deformity. £78,400 to £130,930
Foot Injuries Amputation of One Foot The claimant has lost their ankle joint. £83,960 to £109,650
Wrist Injuries Loss of Function Injuries in this bracket result in the complete loss of wrist funciton. £47,620 to £59,860
Whiplash Tariff Whiplash and a minor psychological injury The claimant will suffer with symptoms related to whiplash, along with minor psychological damage for 18-24 months. £4,345
Whiplash Tariff Whiplash The claimant suffers with whiplash symptoms for 18-24 months without psychological damage. £4,215

We go into more detail about the other forms of compensation you could seek in the next section. However, you can reach out to one of our advisers for a direct and free compensation estimate or to make any other form of enquiry about the HGV accident procedure in the country.

Claims For Accidents Involving Foreign Lorry Drivers

A large percentage of lorries on British roads are operated by European haulage firms and employ European drivers but while driving on British roads you’re protected in the same way as if a British lorry had hit you.

The process of claiming will be the same and you should make the same steps if you’re involved in an HGV accident involving a foreign driver.  That means you should get their name, address, licence plate number, telephone number and insurance details.

If the driver has no insurance details available or isn’t insured, you can still make a claim.  We can use the Motor Insurer Bureau when no insurance is present but you will need to provide the vehicle licence plate as evidence and it may be a good idea to get a crime reference number.

It can be straightforward to claim against a foreign HGV driver or it could be quite complex! Let us deal with the claim on your behalf as we have the experience and knowledge to make the claim process much easier.

Road Traffic Accidents Claims – Lorry Accident Claims Time Limits

All road traffic accidents claims must be started within a certain time limit. If the time limits are not adhered to, you could be time-barred from claiming accident compensation.

Typically, the time limit will either be:

  • 3 years from the date of your accident
  • 3 years from the date you became aware your injuries were caused by negligence

However, some exceptions can be made.

People under the age of 18, for example, cannot start a claim and are therefore not subject to the time limit. A litigation friend can be appointed to start a claim on their behalf before they can claim for themselves, but otherwise, their 3-year time limit will start on their 18th birthday.

People who lack the mental capacity to start a claim have their time limit indefinitely suspended. A litigation friend can also be appointed to represent them and manage their claim. If the claimant recovers, they would then face the usual 3 years.

If you have any questions about HGV or lorry accident claims, please reach out to one of our advisers.

A Small Hour Glass On A Wooden Table.

Can I Claim For A Lorry Accident On A No Win No Fee Basis?

If you are eligible to make a personal injury claim following a HGV crash, then you could seek support from a solicitor who has experience with road traffic accident claims. If you contact our advisors, they could review your case for you. If they determine you have a valid claim, they may then connect you with a solicitor on our panel.

A solicitor from our panel may offer to support your HGV accident claim on a No Win No Fee basis with a Conditional Fee Agreement (CFA). Under this arrangement, you will not be required to pay any upfront or ongoing fees for their services. Furthermore, if your claim is unsuccessful, then you don’t need to pay your solicitor for the service they provided on your case.

If your claim is successful, then your solicitor will be paid a success fee. This is usually a small and legally capped percentage deducted from the compensation awarded to you.

To see if you could be eligible to work with a solicitor on our panel, you can contact our advisors. They can also offer you free advice for your potential claim.

If you’d like to begin a claim today, you can contact us by:

HGV accident claim

HGV accident claim

Find Out More About Road Traffic Accidents

That is the end of this guide, so we hope you’ve received all of the information you require to begin your own lorry & HGV accident compensation claim.  For your information, we’ve included further useful guides below:

Whiplash Information – a guide from the NHS about the symptoms and treatment of whiplash injuries.

Other Car Accident Claim Guides

If you require any more information to help you begin your claim, please get in touch.