If you’re involved in an accident that was caused by somebody else, you may be considering claiming compensation. One of the first things many people question is ‘How much compensation will I receive?’. For a personal injury solicitor, this is quite a straightforward thing to work out, but for everyone else it can be quite tricky, and a lot of people begin to search for a personal injury claims calculator.
This guide will explain how personal injury claims are calculated, what you should do in the event of an accident, how no win no fee claims work and what you can actually claim compensation for.
If you’d like Advice.co.uk to take your case on today, then please call one of our team on 0161 696 9685. If you’re not quite ready yet then please carry on reading this guide, which should provide all of the information you’ll need.
Select A Section
- A Guide To What A Personal Injury Is, And How Much You Can Claim
- What Is The Average Payout – Our Personal Injury Claim Calculator
- When Calculating Compensation What Is Taken Into Account?
- Am I Eligible To Make A Personal Injury Claim?
- What Evidence And Information Do I Need To Make A Personal Injury Claim?
- Example Of Common Types Of Personal Injury Claim
- Are Online Personal Injury Claim Calculators Accurate
- Calculating Compensation For Multiple Injuries
- How Are Criminal Personal Injury Claims Calculated?
- What Is A Success Fee And When Do I Pay It?
- How To Make An Accident Or Injury Claim
- No Win No Fee Personal Injury Claims Calculator
- Why Choose Our Friendly Team?
- How To Contact Us
- Where To Get More Advice
A Guide To What A Personal Injury Is, And How Much You Can Claim
There are many different examples of personal injuries that can lead to compensation claims such as accidents at work, slips and falls, road traffic accidents, medical negligence and many, many more.
The one thing that makes it possible to claim compensation for any of these injury types is that the accident was caused by somebody else. If you cause an accident yourself then you probably wouldn’t be able to claim, however it is always worth getting free legal advice just to be sure.
Advice.co.uk offers free expert legal advice to anybody who is considering making a compensation claim and, once you’ve spoken to one of our team about your accident, we can offer an initial calculation of how much compensation you may be entitled to.
What Is The Average Payout – Our Personal Injury Claim Calculator
In actual fact, there is no such thing as a personal injury claims calculator because every accident is unique. Every claim is made up of any number of different parts (see the next section for full details) depending on how the accident occurred and how it impacted the claimant.
That said, UK legal parties have defined a list of different types of injuries and how much compensation they can be awarded. The table below gives some examples of different injuries and how much compensation is allowed:
|Body Part||Range||Maximum Settlements||More info|
|Ankle injuries||Minor up to severe||Up to £61,139||The most severe injuries in this category will lead to the complete loss of function of the ankle|
|Foot injuries||Minor up to very severe||Up to £96,139||The most severe injuries in this range will lead to the amputation of one or both of the feet|
|Leg injuries||Minor up to severe||Up to £119,239||The most severe injuries will include the amputation of a leg above or below the knee|
|Hand injuries||Minor up to serious||Up to £54,299||Amputation of one or both hands is the upper limit in this category|
|Arm injuries||Moderate up to severe||Up to £114,829||The upper end of this category range will include complete loss of function or amputation of an arm|
|Back injuries||Minor up to severe||Up to £141,169||In the most severe cases in this range the claimant will be left with complete paralysis|
|Neck injuries||Minor up to severe||Up to £130,079||Starting with minor injuries including whiplash, bruising and other soft tissue damage and through to paralysis|
As you can see from the table, there is a range of compensation for each different type of injury, beginning with minor injuries and through to severe injuries. Your personal injury solicitor will need to prove, by providing medical evidence, where your injuries fit in the range so that you get the correct level of compensation.
When Calculating Compensation What Is Taken Into Account?
When your personal injury solicitor makes a compensation claim on your behalf they can claim for different ‘Heads of Loss’ which are made up of a number of elements. The two main head of loss are special damages and general damages.
These cover non-tangible things that may be different for each claimant as everyone has a different level of pain and suffering that they can deal with. The solicitor will use medical experts, medical records and other information to prove how the injuries impacted on the claimant. General Damages include:
- Pain and suffering
- Mental health loss or impairment
- The reduction in enjoyment of life
- Loss of companionship
- Any disfigurement
- Physical capacity loss or impairment
- Loss of consortium
As you can imagine, some of these are difficult items to prove and so Advice.co.uk only use solicitors that specialise in personal injury claims and have a proven track record in successfully claiming the right level of compensation.
These are much easier to determine as they are the things that caused the claimant to be out of pocket and can be proven by things such as receipts or credit card receipts. The idea here is that the claimant is, financially, back in the same position as they were prior to the accident happening. Special damages include:
- Prescription fees
- Loss of earnings and future loss of earnings
- Care costs
- Adaptation of the home
- Rehabilitation costs
- Future losses such as pensions or job opportunities
Your personal injury lawyer needs to understand exactly what impact your accident has had on you, including any out of pocket expenses, prior to submitting your claim so it’s important you provide them with as much information and supporting evidence as possible.
Am I Eligible To Make A Personal Injury Claim?
To be able to make a claim, your personal injury solicitor will need to be able to demonstrate that:
- You were owed a duty of care by the defendant
- That they breached that duty of care intentionally, by mistake or due to negligence.
- And that the breach caused you to be involved in an accident and subsequently injured.
In most public places, and workplaces, you are generally automatically afforded a duty of care as the owner will need to ensure that the place is safe for all visitors and staff.
It is also worth bearing in mind that all personal injury claims in the UK have strict time limits on them being made. With most injuries, the time limit is 3 years from the date the accident happened.
With other injuries like industrial diseases and illnesses the time limit begins from the date you became aware of them, usually the date a doctor diagnoses the disease.
What Evidence And Information Do I Need To Make A Personal Injury Claim?
If you decide you’d like to make a compensation claim, then there are a number of things you can do prior to calculating the amount of compensation you’ll receive that will really improve the chances of the claim being successful.
Remembering that claims can only be made if somebody else was to blame for your accident, following any accident you should try and do the following:
- Seek medical treatment for your injuries at a doctor or hospital as this will ensure medical records are created which will prove your injury happened and will detail its severity. Obviously, your doctor will treat you for your symptoms at the same time. If you’re trying to calculate compensation against the NHS, it may not be appropriate for the doctor you’re trying to claim against to treat you so you should seek a second opinion.
- Photograph the scene of the accident any injuries to yourself as soon as possible following the accident. Try to capture the scene before anything is moved from it if possible, especially the thing that caused the accident in the first place.
- If the accident happened at work or in a public place, then report the accident so that it is entered into an accident report book. If possible, ask for a copy of what was written for your records but if that isn’t possible then take a note of the name of who you reported it to.
- If there were any witnesses to your accident, ask them to provide a written statement of what they saw and how the accident happened. Remember to collect their contact details as well.
- In the event of a road traffic accident, ensure that insurance details are swapped and that you report the accident. If any other vehicles, or your own, has dashcam recorders then ensure you get a copy.
If you’re wondering ‘how much compensation do you get for medical negligence?’ or ‘What is the average pay out for a personal injury claim?’ then, as mentioned earlier, this can only really be gauged once we’ve spoken to you but we’ll be in a much better position to answer those questions if the steps above have been undertaken as soon after the accident as possible.
Example Of Common Types Of Personal Injury Claim
There are some types of accidents and injuries which are more popular than others but Advice.co.uk can help with any type of UK accident claim so long as another person was responsible.
The most common accident types we help with include:
- Slip, Trips and Falls: These can happen just about anywhere in daily life from work, to the gym and even in a supermarket. So long as there is a reason that you tripped beyond your control like a wet floor with no warning signs, uneven flooring or damaged handrails then you could ask us to calculate how much compensation your injuries are worth.
- Industrial illness and disease claims: These are actually different to most claims as they could’ve been caused many years ago. These are workplace accidents caused by repetitive working conditions. The common industrial diseases that can lead to claims include: Acoustic shock; Vibration White Finger; Occupational Asthma; and Repetitive Strain Injury (RSI).
- Workplace Accidents: These very often lead to claims because all employers have to provide a safe working environment, train staff fully, maintain equipment and repair any damages quickly. If you’ve been injured at work, then call us to discuss whether you could claim.
- Road Traffic Accidents: There are numerous road traffic accidents in the UK every day and, if you’re not the person responsible for the accident, you could claim compensation if you were injured as a pedestrian, passenger or driver.
Are Online Personal Injury Claim Calculators Accurate
Many websites offer a personal injury claims calculator and have done for many years but, often, they don’t provide the full picture when making their calculations or may use out of date information.
If you do use a personal injury calculator you should be aware that:
- They only provide you the upper and lower range of compensation for your injury (they don’t actually assess the exact severity of your injury).
- They don’t include any special damages such as loss of earnings, travel costs or the costs to replace any personal property damaged in your accident.
- They don’t take into account any deductions that you may have to pay such as a success fee when using a no win no fee agreement.
- They might be using old data.
- They don’t actually let you know if your claim is valid or not.
Online calculators should only be used a very rough indication of what you may receive. It is far better to speak with one of our specially trained advisers and give them all of the details of your injuries. This will allow them to formulate a much more accurate estimate of what compensation you could actually receive.
Calculating Compensation For Multiple Injuries
When calculating compensation amounts for multiple injuries you definitely won’t be able to use an online calculator. A specialist personal injury solicitor is a must.
Multiple injury claims are made when more than one body part becomes injured following an accident. These types of claim are assessed cases by case as, in some cases, a minor injury may not get taken into account if a more severe injury masks the pain. On the other hand, if multiple injuries all cause major pain and cause a massive impact on the claimant then the compensation could be elevated greatly.
If you’ve been involved in an accident and sustained multiple injuries then please give us a call to discuss your case specifically as it’s very difficult to calculate what compensation you may be entitled, even with all of the information provided by this guide.
How Are Criminal Personal Injury Claims Calculated?
If you’re injured in a criminal act, such as an assault, there is a fund called the Criminal Injuries Compensation Authority (CICA) which will pay a specific amount of compensation for certain injuries.
If the crime against you results in multiple injuries then a claim can still be made and CICA will pay 100% of the most severe injury, 30% for the next most serious and 15% for the third.
This can be quite a difficult claim to make so please contact our team if you’ve been injured by any type of criminal act. The solicitors we provide are all specialists and understand how to claim under CICA guidelines.
What Is A Success Fee And When Do I Pay It?
When you take out a no win no fee agreement with a solicitor you don’t have to pay them if they lose the case, but if they win you pay them a success fee.
It used to be the case that if you won, the defendant would pay your solicitors success fee, so you received 100% of the compensation but this is no longer allowed.
Success fees are limited to a maximum of 25% of your compensation but could be less and when your solicitor wins your case, they simply keep their success fee and send the rest of the compensation directly to you.
How To Make An Accident Or Injury Claim
To begin your own personal injury claim you’ll need to collate all of the evidence that you’ve gathered so far (medical records, witness statements, photographs etc) and then give Advice.co.uk a call.
We offer a free, no obligation, consultation where one of our team will listen to the details of your accident: where it happened, how it happened, who was to blame etc and then assess the evidence you’ve provided as well.
Once we’ve had a chance to understand your accident fully, how the injuries were caused and the impact they had on you, we will be a position to advise you if there is a good chance that you will win the case and be compensated.
It’s at this point that we can offer some sort of calculation of how much compensation you may receive and then connect you with one of the panel of personal injury solicitors that we use who will begin your claim.
No Win No Fee Personal Injury Claims Calculator
When you’ve decided to begin a claim, you have two options regarding what type of solicitor you can use:
- A solicitor who charges by the hour
- A no win no fee solicitor
There are different advantages to both of these types of personal injury solicitor. The first (who charges by the hour) will give you 100% percent of the compensation if they win your case, but, if they lose the case, you still have to pay their fees which can amount to a lot of money depending on the complexity of your claim.
With a no win no fee solicitor, you don’t pay if they lose the case and, if they win, you pay them an agreed success fee from your compensation amount (see above). Advice.co.uk only work with no win no fee solicitors as we believe it makes claiming stress free as well as risk free and makes claiming compensation a lot easier for many of our clients.
Why Choose Our Friendly Team?
If, after reading this guide about personal injury claims calculators, you’re not sure whether to proceed then call Advice.co.uk for free legal advice.
We’re happy to listen to your claim, assess its chances of success and offer advice as to what your next steps should be. Our team are all specially trained in personal claims litigation and would love to help you take your case forward.
We are available to answer any questions that you may have prior, during and after your case. If you do decide to work with us, our process for making a claim will be:
|Step One: You make contact and explain your accident via email, post or telephone||Step Two: We assess your claim fully and let you know our thoughts||Step Three: When you’re happy, we’ll begin your claim with you|
How To Contact Us
Advice.co.uk can help with personal injury claims for accidents that have happened anywhere in the UK and are happy to offer a compensation calculation for you once we’ve assessed your claim.
We only work with solicitors who offer a no win no fee agreement to make claiming as easy as possible.
If you’d like us to take your case on, then we can be contacted by:
- Telephone: Call us on 0161 696 685 – one of our team will be available to answer any questions right away.
- Online: Fill in this online form and will contact you at a convenient time.
- Email: Send us brief details of your claim to email@example.com
Remember, before we begin your claim, we’ll provide you with a free consultation where you can explain exactly what happened in your accident, who you think was to blame and how the injuries have affected you. You can also ask us any questions that you may have, and we’ll provide free legal advice, even if you decide not to proceed with your claim.
Where To Get More Advice
Hopefully, this guide about claim calculators, you’ve got all of the information you require. For further reading we’ve provided the following useful guides and websites which may help you further:
Medical Negligence Claims – A guide from Citizens Advice about making a claim for medical negligence against the NHS.
Slips and Falls – A very useful guide, by the NHS, regarding slips and fall injury types, treatment and also prevention.
The Health and Safety at Work Act 1974 – the specific piece of legislation that protects employees from accidents at work and can help when making a compensation claim.