Snow And Ice Car Accidents – How To Claim Compensation

By Danielle Griffin. Last Updated 15th December 2023. During the winter months, snow and ice on the road can cause a variety of hazards. Black ice and poor visibility are among the most dangerous. If you have been hurt in a snow and ice car accident, this guide will walk you through the best way to claim compensation for your injuries.

Accidents can happen on the UK’s road network in poor weather conditions and when the temperature dips below zero, accidents can be much worse with people suffering more severe injuries. Whilst claiming compensation cannot take back what happened to you, it can help you to get the financial help and support you need to get back to normality.

From our experience, we know that a lot of accident victims, whether struggling with the effects of whiplash or other serious injuries, worry about money. You or a loved one may have had to take time off from work, meaning you have the added difficulty of a reduced income on top of expenses related to your injury.

This is where we can help. Our team of advisors are able to assess your case and can use a personal injury claims calculator to work out how much you may be entitled to claim in damages. To find out if you can make a claim and what you are eligible to, talk to our experts today by:

snow and ice car accident claims guide

Snow and ice car accident claims guide

Select A Section

When Could I Claim For A Snow Or Ice Car Accident?

While using the roads, all road users owe each other a duty of care to navigate in a way that prevents injury and damage to themselves and others. To uphold this duty, road users must comply with the Road Traffic Act 1988 and the Highway Code. This includes rules intended to prevent snow accidents, which are covered by Rules 228 to 231. Some of these rules are found in legislation as well. They include:

  • Ensuring that all snow and ice is cleared from vehicle windows. 
  • Vehicles must have clean and clearly visible lights.
  • Ensuring that the mirrors and windows are demisted. 

If you suffer a road traffic injury due to an accident on ice, you may like to know whether you meet the eligibility criteria to make a road traffic accident claim. To make a snow or ice accident personal injury claim, you must be able to prove that:

  • You were owed a duty of care
  • This duty was breached
  • You suffered harm as a result

Direct any questions about seeking personal injury compensation to one of the advisors from our team. They can offer more information on the road traffic accident claims process and can help you identify whether you have a valid claim.

Icy Roads

Icy roads and snowy conditions can result in a road accident.

How Long Do You Have To Claim For A Snow And Ice Car Accident?

It is vital that your snow accident claim is filed within the personal injury claims time limit. This is set under the Limitation Act 1980 as generally three years from the date of the ice or snow accident.

However, in certain snow accident claims, there are limitation period exceptions. These include ice accident claims for:

  • Those without the mental capacity to initiate their own compensation claim – These parties have an indefinite suspension applied to the limitation period that lasts for as long as they are without this mental capacity. During this time, a litigation friend can be appointed by the courts to start the claims process for them. However, if the injured party recovers this capacity, they will have three years from that date to start civil proceedings if a claim has not already been made for them.
  • Young persons under the age of 18 – These parties cannot file their own compensation claim until they turn 18. A litigation friend be appointed to act for them at any time during the pause. If a claim has not been made on their behalf by their 18th birthday, they will have three years from this date to begin their own legal proceedings.

If you have any questions about making a compensation claim for injuries suffered during poor weather conditions, including about limitations or how to become a litigation friend to claim on behalf of an injured party, please speak to an advisor from our team.

How Do I Prove A Snow Or Ice Car Accident Claim?

In the event of a snow and ice car accident, there are several steps you can take to help your personal injury lawyer to conduct your claim. These are;

  • Photos – If you can do so in a safe way, take pictures of the accident, the damage to vehicles and the injuries people have suffered.
  • Exchange information – Exchange your own contact details and details of your insurance policy with other parties involved.
  • Insurance – Contact your insurance company. Tell them what has happened and find out if your car insurance covers snow accidents.
  • Medical treatment – Make sure you and other people injured get any medical care needed. Keep records of these treatments. Your medical records can be submitted as evidence.
  • Expenses – Record details of expenses you incur
  • Make a claim -Contact a personal injury solicitor.

Following these steps, you can make a snow and ice car crash claim. If you have any further questions about what to do following a snow accident, please get in touch.

Snow Accident Claims

Snow accident claims can be made with the support of No Win No Fee solicitors.

How Much Can You Claim For Snow And Ice Car Accidents?

If you make a successful personal injury claim for an accident on ice, your settlement could consist of two parts. These are called general and special damages. 

General damages compensate for the physical pain and mental suffering you experienced as a result of the accident. For guidance when valuing this part of personal injury claims, those responsible for evaluating your claim may refer to the Judicial College Guidelines (JCG). This text lists guideline compensation brackets for different types of injuries. 

In our table below, we look at a few figures for injuries relevant to snow and ice accident claims from the 16th edition of the JCG. However, the top row is not from the JCG. This is included to show how much compensation your settlement could include if you suffered multiple serious injuries and are also claiming for incurred expenses. As claims are valued on their individual merits, this table is only provided for guidance. 

Injury Type Details Compensation Bracket
Serious multiple injuries and special damages Settlements may include compensation for more than one severe injury and incurred expenses, including loss of earnings and home help. Up to £1,000,000+
Very Severe Brain Damage In this bracket, there will be very little evidence of the injured party showing any meaningful response to their environment. Additionally, they will have little or no language function, alongside double incontinence and require full-time nursing care. £282,010 to £403,990
Leg Amputation (ii) In this bracket, both of the claimant’s legs have been amputated below the knee with the award considering the level of amputation, phantom pains, psychological problems from the injury, prosthetics, degenerative changes in remaining joints or risk of and other effects. £201,490 to £270,100
Severe Back Injuries (i) In this bracket, the damage to the nerve roots and spinal cord result in serious consequences including severe pain and disability, incomplete paralysis and/or impairments to the functioning of the bladder, bowels or sexual functioning. £91,090 to £160,980
Severe Neck Injuries (i) Cases in this bracket are associated with incomplete paralysis. In the region of £148,330
Severe Arm Injuries Cases found in this bracket involve injuries that are so severe that the injured person is little better off than if their arm had been amputated. £96,160 to £130,930
Severe Injuries to the Pelvis and Hips (i) The claimant has suffered extensive fractures resulting in substantial residual disabilities. £78,400 to £130,930
Very Severe Foot Injuries Cases in this bracket result in permanent sever pain and/or really serious permanent disability, such as the traumatic amputation of the forefoot. £83,960 to £109,650
Severe Knee Injuries (i) This bracket includes serious knee injuries with joint disruption, osteoarthritis development, gross ligament damage, extended treatment time, considerable pain and the loss of function. £69,730 to £96,210
Whiplash Tariff To claim this tariff, the injured party must suffer from whiplash symptoms alongside a psychological injury for 18-24 months. £4,345
Whiplash Tariff This tariff is for claimants who suffer with the symptoms of whiplash for 18-24 months. £4,215

You could also be awarded special damages to compensate for any financial losses you’ve incurred due to your injuries. Here are a few examples of what you could be compensated for under special damages:

  • Care and nursing costs. 
  • Travel expenses. 
  • Loss of earnings, including pension contributions. 
  • The cost of mobility aids. 
  • Expenses for home adaptations. 
  • Prescription costs.

You should submit proof of your expenses, such as bank statements, wage slips, and receipts. 

Whiplash Reform Programme 

Your claim might be impacted by the Whiplash Reform Programme. This brought in changes to how some personal injury claims for road traffic accidents are made in England and Wales. The reforms apply to those who are aged 18 and older, with injuries valued at £5,000 or less as a driver or passenger in a vehicle.

If you suffered a whiplash injury, it will be valued in accordance with the tariff set out in the Whiplash Injury Regulations 2021. These are fixed amounts. We’ve listed a few examples in the table above. Any additional injuries that are not covered by the tariff will be valued in the traditional manner. 

Direct any questions about claiming for snow accidents to an advisor from our team. They can also value your claim as part of your free consultation. 

Icy And Snowy Conditions

Icy and snowy conditions on the roads can cause various injuries.

Snow And Ice Car Accident Claims With A No Win No Fee Solicitor

If you have a valid personal injury claim following a snow or ice car accident, then you could seek support from a solicitor who has experience with this type of case. Our team of advisors could review your claim, and they may connect you with a solicitor from our panel.

If they agree to take on your claim, they may offer to represent you on a No Win No Fee basis with a Conditional Fee Agreement (CFA). If you work with a solicitor under such an agreement, you will not be required to pay any upfront or ongoing fees for their services. Furthermore, if your claim is unsuccessful, then you won’t need to pay your solicitor for the work they have done on your claim.

If your claim is successful, then your solicitor will receive a payment known as a success fee. This is a small and legally capped percentage of the compensation that has been awarded to you.

To find out if you could be eligible to work with one of the specialist solicitors from our panel, you can contact our advisors. They can also help answer any questions you may have about personal injury claims for car accidents.

There are several ways you can get in touch with our team;

Ice Accident Claims

Contact a No Win No Fee solicitor about ice accident claims.

Advice For Victims Of Road Accidents

We understand that you may still have questions. Below you can find additional and related guides which could be helpful after being involved in a snow and ice car crash.

Other Car Accident Claim Guides