By Stephen Kane. Last Updated 25th October 2023. If you have been involved in a vehicle accident that has caused you to suffer a whiplash injury then you may be eligible to claim compensation as long as the accident was not your fault. Whiplash injuries can range right through from mild pain which resolves quickly, to a severe injury that causes chronic problems for many years. A whiplash settlement calculator will help us to work out the compensation that you are entitled to and here at Advice.co.uk we will do everything we can to get the maximum compensation for you. Please call us today on 0161 696 9685 to discuss your case and we will explain the ways in which we can help you.
Please read on to find out more about the causes of whiplash and the symptoms you should look out for. Let us know when you are ready to start making your claim.
Select A Section
- Whiplash Claim Calculator – List Of Compensation Payouts in the UK
- Whiplash In A Car Accident – When Am I Eligible To Claim?
- Evidence Needed To Make A Whiplash Car Accident Claim
- What Is The Time Limit For Personal Injury Claims?
- Claim Compensation For Whiplash With A No Win No Fee Solicitor – Get In Touch Today
If you have valid grounds to claim for whiplash, then you may be seeking a whiplash claim calculator or examples of payouts for this type of injury. Compensation payouts for a whiplash injury can vary depending on a number of unique factors, so a calculator might not always be able to give you an accurate estimate.
Generally, a settlement awarded following a successful personal injury claim can comprise up to two heads of loss; general damages and special damages.
When calculating general damages, which is the head of your claim that compensates for the pain and suffering caused by your injuries, solicitors may refer to the Judicial College Guidelines (JCG) to help them. This is because the JCG offers guideline compensation brackets for different injuries. You can find some examples below, but please note that these are not guaranteed amounts.
Whiplash injuries are calculated using the tariff outlined in the Whiplash Injury Regulations 2021. The tariff contains fixed amounts. We have included these as the first two entries in the table.
Injury Details Award amount
Severe back injury (a) (i) Damage to the spinal cord and nerve roots, with a combination of very serious consequences. Could include severe pain, disability, paralysis and impaired functions. £91,090 to £160,980
Moderate back injury (b) (ii) Disturbance of muscles and ligaments causing soft tissue injuries or backache and prolonged exacerbation of a pre-existing condition. £12,510 to £27,760
Severe neck injury (a) (i) A neck injury causing incomplete paraplegia or permanent spastic quadriparesis resulting in severely limited movement. In the region of £148,330
Severe neck injury (a) (ii) Injuries involving severe fractures or disc damage causing severe disability £65,740 to £130,930
Severe neck injury (a) (iii) Fractures, dislocations and serious tissue damage leading to ongoing pain and disability £45,470 to £55,990
Moderate neck injury (b) (i) Fractures and dislocations as well as serious soft tissue injuries that impair bodily functions £24,990 to £38,490
Moderate neck injury (b) (ii) Soft tissue or wrenching type injuries and disc lesions. £13,740 to £24,99
Moderate neck injury (b) (iii) Soft tissue injury which causes the exacerbation of a pre existing condition over a period of around 5 years. £7,890 to £13,740
Serious shoulder injury (b) Damage to the lower part of the brachial plexus and dislocation that causes pain in the neck and shoulder, weakness of grip and aching in the elbow. £12,770 to £19,200
Moderate shoulder injury (c) Frozen shoulder with discomfort and a limitation of movement. Symptoms will persist for around 2 years. £7,890 to £12,770
1+ Whiplash Injuries 18 – 24 months £4,215
1+ Whiplash injuries With 1+ Psychological injuries 18 – 24 months £4,345
You might also be eligible for special damages as part of your whiplash claim payout in the UK. This can compensate for financial losses or expenses that are caused by your injuries, for example:
- Lost earnings
- The cost of childcare
- Prescription or medication costs
- Travel expenses
For more advice on how much you may receive for a whiplash compensation claim, contact our advisors for free today.
How Much Is A Whiplash Claim Worth Under The New Reforms?
So how much is a whiplash claim worth under the new reforms?
From the 31st of May 2021, low-value road traffic accident claims must now be dealt with via an online portal through the Whiplash Reform Programme. This applies to those who are over 18 and drivers or passengers of vehicles.
Your compensation would be based on the Whiplash Injury Regulations 2021 tariff of injuries, as seen in the table below. You do not need a solicitor to claim this way, but you may still find it beneficial. A solicitor could help you assess your claim and accurately value your injuries to ensure you’re proceeding with your claim in the right way. They can also negotiate on your behalf for as much compensation as possible.
All road users need to navigate the roads in a way that prevents injury and damage to themselves and others. This is their duty of care. To uphold this duty, road users must comply with any relevant rules and regulations in the Road Traffic Act 1988 and the Highway Code. If another road user fails to comply and you suffer an injury, you might have good grounds for a road traffic accident claim.
If you are seeking a whiplash payout in the UK, you must be able to prove that you meet the personal injury claims criteria. This means showing:
- You were owed a duty of care.
- Another driver breached this duty.
- You suffered an injury because of this breach.
Contact an advisor to discuss the eligibility criteria in more detail to find out if you have valid grounds to proceed with your case. They can also help you understand how to use a whiplash claim calculator to get an estimate of the compensation you could be entitled to following a successful claim or provide you with a free bespoke valuation.
I Was A Passenger In A Car Accident, Can I Make A Whiplash Claim?
If you suffered a whiplash injury as a passenger, you might be wondering whether you can make a claim for a road traffic accident. As long as you meet the eligibility criteria to make a personal injury claim and are within the time limit, you might be entitled to seek compensation as a passenger in a car accident.
Whilst you may have accessed a whiplash claim calculator for an estimate of the compensation you could receive it may not have considered every aspect of your claim while providing a figure, such as financial losses incurred as a result of your injury.
As such, if you would like to discuss the question, ‘How much can I claim for whiplash?’, contact one of the advisors from our team. They can provide a more accurate valuation of your potential claim and discuss the impact the whiplash reforms could have in more detail. Get in touch on the number above for more information.
Whilst it is possible to sustain whiplash in other circumstances, such as in slips, trips, and falls, it can be more common to suffer this injury in a car accident. In order to make a claim, no matter how you were injured, you will need supporting evidence.
This can include:
- Video footage – For example, the accident may have been captured by CCTV cameras. Alternatively, you may have a dashcam.
- Contact details of witnesses – If there were others who saw how you were injured, make sure you can reach them at a later date. They could corroborate your story with a written statement.
- Medical evidence – You can request your medical records at any time. The information will pertain to your injuries, treatment, and more.
Get in touch to find out how much a whiplash claim can be worth. We can also tell you more about the average claim for whiplash. However, we cannot provide an average pay out for whiplash, as every case is different.
If you have used a whiplash compensation calculator, it may have asked you when your accident took place. This is because there is a time limit in place for making a personal injury claim.
We know from the Limitation Act 1980 that the general claim time limit to begin a claim is 3 years from the date of the injury.
There are exceptions to the 3-year time limit:
- Claimants with a reduced mental capacity – If the injured party lacks the mental capacity to make their own claim, then their time limit is suspended. It would only begin if they reach a point where they are deemed capable of making their own claim. Before this point, a litigation friend may be appointed to claim on their behalf.
- Child claims – The time limit is also suspended if the injured party is under 18. From their 18th birthday, the time limit begins. Before then, a litigation friend can be appointed to claim on their behalf.
If you want to find out how much for whiplash you could receive in compensation and how long you have to put forward your claim, get in touch with our advisors today.
There are many benefits that come with working with a solicitor on your claim. For example, an injury claim calculator may be able to give you a broad idea of what you could receive, but a solicitor can go more in-depth in discussing your potential settlement by considering your individual circumstances.
A solicitor from our panel could help you claim compensation for whiplash on a No Win No Fee basis. They do this by offering their clients a Conditional Fee Agreement (CFA), under which they offer their services without taking any upfront or ongoing fees. Likewise, if your claim does not succeed, then your solicitor will not take a fee for their work.
However, if your claim succeeds, then your solicitor will take a success fee. They deduct this from your compensation as a small percentage, though there is a legal cap in place. This legal cap is important, as it helps to ensure that you keep the larger share of your compensation.
To find out if you could be eligible to claim for whiplash with the help of a solicitor from our panel, contact our team of advisors today. They can offer more insight into the claims process and may be able to connect you with a solicitor. To get started:
Where To Find Out More
What does whiplash involve? NHS – This gives more information on whiplash
More information on Whiplash – Further information on whiplash