Public Liability Claims | 100% No Win No Fee

This guide will explain if you can make a public liability claim if an accident in a public place injured you. While you are out and about in public, maybe shopping, using a car park, or in the local park, there will be a party known as the occupier who owes you a duty of care. This guide will look closely at the eligibility criteria for claiming after an injury in a public place.

You could make a public liability claim for the following accidents:

  • Accidents in a park or on a pavement
  • Accidents in a shop
  • Accidents in a school or college

However, not everyone injured while out in public will be able to make a public liability claim for compensation, as in order to hold a valid claim, you must prove negligence. As we will go through this guide, we will illustrative examples of public place negligence so you can assess your own suitability to claim.

Every day, Advice offers free advice and guidance to help people like you who want to claim compensation for their injuries. Please call our advice line today to see if you can claim compensation. Our panel of skilled personal injury solicitors have solid experience handling compensation claims. So, if you meet the criteria to claim compensation, we can appoint a skilled solicitor from our panel to work on your claim.

Make your enquiry today:

  • Call 0161 696 9685 to speak with our team
  • Contact us by filling out our online claims form
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Public Liability Claim

A Public Liability Claim Guide

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What Is A Public Liability Claim?

Under the Occupiers’ Liability Act 1957,  the occupier of a space that the public has access to owes the people that use that space for its intended purpose a duty of care. In other words, the occupier is responsible for ensuring the space is reasonably safe and hygienic for the public.

Should an occupier fail in its legal duty to comply with the above legislation, they can be liable if a member of the public is harmed due to any lapses in health and safety. So organisations are strongly advised to have public liability insurance.

To have a valid public liability claim, you must satisfy the following criteria:

  • The occupier owed you a duty of care at the time and place of your accident.
  • However, they breached this duty of care,
  • The breach caused an accident in which you were injured.

Call our advisors now to find out if you could make a public liability claim after suffering a personal injury. They can go through with you what has happened and can tell you if you could be eligible to make a personal injury claim.

What Does Public Liability Insurance Cover?

All insurance policies are different. Organisations can take out public liability insurance to cover them should damage or injury be caused on their premises due to negligence. You may wonder what public liability insurance covers. Organisations purchase public liability insurance to cover the cost of compensation for:

  • Damage to property
  • Personal injuries
  • Fatal accidents

Our advisors can evaluate your case for you today for free. They can also provide you with free legal advice should you need it.

Is There A Time Limit For A Public Liability Claim?

Under the Limitation Act 1980, personal injury claims have a time limit. The time limit to begin a personal injury claim is normally three years. However, there are exceptions to this rule.

For example, children under 18 can not claim compensation for themselves. So, the child can wait until their 18th birthday to claim compensation. After which they will have three years to claim. Or a trusted court-appointed adult can act as a litigation friend and claim compensation for the child on their behalf. Also, those who lack the mental capabilities to claim themselves can also use a litigation friend.

The personal injury claims limitation period begins on:

  1. The date of your accident
  2. The date of knowledge, i.e. the date you become aware of negligence.
  3. Or an exception applies.

Call our advisors now to find out what limitation period applies to your public liability claim.

What Accidents Could You Claim For?

Injured parties may claim against the party responsible for their accident. When claiming for an accident in the street or a public park, your claim may be against your local authority. Likewise, you may claim against business owners for an accident on business premises, like a supermarket or a coffee shop.

Let’s look at some examples of public liability claims injured parties can make:

To claim for public liability compensation, please get in contact with Advice today.

Examples Of Public Liability Claim Settlements

If you make a successful public liability personal injury claim, you can receive up to two heads of loss. These are:

  • General damages payment to compensate you for the physical and mental harm you suffered.
  • Special damages payment to reimburse you for any unavoidable costs your injuries caused. For example, if your injuries caused a disability, you can claim compensation for purchasing mobility equipment.

The table below lists injuries and their guideline allocated bracket amount. We used 16th-edition guidelines from the Judicial College (2022) for the brackets in the table. Solicitors use the guidelines to value personal injury claims. However, the outcome of every claim is different, so if your claim succeeds, your compensation payment may differ.

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Injury And Severity Description Compensation
Severe Leg Injury (b) (i) These are the most severe forms of leg injury short of amputation. Injuries can lead to extensive degloving of the leg or where fractures have not united and bone grafting is needed. £96,250 to £135,920
Severe Leg Injury (b) (iii) Serious injuries to the leg such as compound fractures or comminuted fractures. The injury will require a long period without bearing any weight. £39,200 to £54,830
Arm Injuries (a) Severe arm injuries which fall short of amputations. £96,160 to £130,930
Injuries to the Elbow (a) An elbow injury which is severe and disabling. £39,170 to £54,830
Hand Injuries (b) Injuries which could cause serious loss of function and cosmetic disabilities £55,820 to £84,570
Ankle Injury – Severe (b) Ankle injuries which require extensive periods of treatment and which prevent the person walking as before. £31,310 to £50,060
Shoulder Injuries – Severe (a) May be associated with neck injuries and could have left the person with a severe disability. £19,200 to £48,030
Wrist Injury (b) The wrist injury leaves the person with disabilities which are significant and permanent. £24,500 to £39,170
Hand Injuries – Severe Finger Fractures (f) Disturbed sensation, loss of grip and mechanical function. The injury could lead to a partial amputation. Up to £36,740
Toe Injury – Serious Injuries leading to permanent disability i.e. discomfort and pain. £9,600 to £13,740

Alternatively, you can call Advice’s helpline today. An advisor can speak to you in-depth about your accident and injuries. Based on this information, the advisor can value your claim. Please note the table includes general damages but does not include special damages compensation you can receive.

Begin Your Compensation Claim Today

After reading this guide, if you want to pursue a compensation claim, please get in touch with Advice.co.uk today. A claims specialist can speak to you and assess your case. If they can see that you are eligible to claim, a solicitor from our panel could offer to begin work on your claim.

Generally, the solicitors on our panel work on a No Win No Fee basis. You may find this option makes hiring legal representation more accessible because you won’t pay an upfront solicitors fee. What’s more, if your claim fails, you do not have to pay for the service the solicitor has provided. Instead, you pay a capped success fee on the condition that you receive compensation for your injuries.

Please get in touch with Advice.co.uk today to see if you can claim:

  • Phone our helpline on 0161 696 9685. An advisor can answer your questions
  • Contact us via our website
  • Or use our Support widget to ask any questions you might have about claiming.

Learn More About Making A Public Liability Claim

How To Claim Compensation For An Accident In A Pub Or Bar?

Proving You Are Eligible For Compensation In A Slip And Fall Case

A case study for a £12,000 compensation payout for a fractured breastbone, and guidance on making a personal injury claim.

Find out when you can make a compensation claim after falling in the street.

Here’s a case study of a £12,000 allergic reaction in a restaurant which can inform you about making a public liability claim due to allergies.

Find out if you are eligible for compensation following an escalator or lift injury in a public place and how you can claim.

How do I know if I’ve broken a bone? – a guide from the NHS

Claiming compensation after an injury  – Gov.UK Guide

The legal process for making a public liability claim – Justice.Gov guide

We appreciate you taking the time to read our guide on making a public liability claim.

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Published by AL.