Examples Of Public Liability Claims And When You Could Make A Claim For Compensation

By Stephen Kane. Last Updated 21st May 2024. This guide provides examples of public liability claims. It also looks at when you could be eligible to seek compensation for injuries sustained in an accident in a public place, the time limit for starting legal proceedings, and the evidence you could gather to strengthen your case.

Three stacks of coins with miniature people sat on top of them.

There are different ways an accident in a public place could occur. In some instances, an accident could result from an occupier breaching the duty of care they owe.

We will explore the legislation that outlines an occupier’s responsibilities in more detail throughout our guide, as well as provide examples of accidents and subsequent injuries that could occur if they fail to adhere to the legislation.

Furthermore, we look at how personal injury settlements are calculated and the two heads of loss they could consist of.

Lastly, we will discuss the potential advantages to working with a solicitor on our panel. They offer their services, such as assistance gathering evidence and valuing your case, in a No Win No Fee capacity which can mean you don’t have to pay upfront or continuing fees for their work.

For more information on your potential claim, please contact an advisor. They can offer free guidance and answer any questions you may have after reading. To learn more, you can:

Choose A Section

  1. Eligibility Criteria For Personal Injury Claims
  2. Examples Of Public Liability Claims
  3. Potential Compensation From A Public Liability Claim
  4. What Evidence Can Help You Prove Liability?
  5. Personal Injury Claim Solicitors Could Help You Claim On A No Win No Fee Basis
  6. More Examples Of Public Liability Claims

Eligibility Criteria For Personal Injury Claims

In order to be eligible to make a public liability claim, you need to prove:

  • You were owed a duty of care.
  • This duty of care was breached.
  • You experienced harm as a result.

The Occupiers’ Liability Act 1957 explains an occupier’s duty of care to take steps to ensure the reasonable safety of those visiting the space for its intended purpose. There are different steps they could take to uphold this duty, such as performing regular risk assessments, and addressing any hazards found in a reasonable time frame.

If you have evidence that the duty of care you were owed was breached, you could be eligible to pursue a claim for a personal injury.

Is There A Time Limit When Claiming For A Public Place Accident?

In addition to adhering to the eligibility criteria listed above, you also need to ensure you start your claim within the limitation period. The time limit for a public liability claim is generally three years, starting from the accident date. However, exceptions can apply in some situations. 

For more information on the eligibility criteria, time limits and any exceptions that could apply to your specific case, please contact an advisor on the number above. They can also offer examples of when public liability claims could be eligible.

Examples Of Public Liability Claims

As we’ve already mentioned, you need to be able to prove that your injuries occurred as a result of someone else’s negligent actions. With this in mind, some valid examples of public liability claims could include:

  • Slips, trips, and falls in public spaces. For example, you could slip and fall at a petrol station if an employee failed to put up a wet floor sign after mopping.
  • Getting hit by falling objects after a faulty shelf collapses in a supermarket, when the person in control of the space knew that this shelf was a risk.
  • Tripping over a defective paving stone that had already been reported to the council, but they had failed to fix or signpost.

These are just a few public liability claim examples that could result in compensation. To find out if you could be eligible to make a public liability claim, get in touch with our friendly team today.

Potential Compensation From A Public Liability Claim

The potential settlement you may receive if your personal injury claim is successful can include up to two heads of loss. These are called general and special damages.

General damages compensate for the pain and suffering you have experienced because of your injuries.

The documents that can help solicitors value general damages include medical evidence and the Judicial College Guidelines (JCG). The JCG contains guideline compensation brackets that correlate to different types of injuries. We have included some of these in the table below, but you should only use them as a guide. Each personal injury settlement is calculated based on the unique circumstances of the case.

Injuries Table

Injury typeSeverityCompensation BracketNotes
Multiple serious injuries and special damagesSeriousUp to £500,000+If you have valid grounds to make a public liability claim for multiple serious injuries, then you may receive a payout covering all injuries plus any related special damages, such as the cost of home care provisions.
Head injuryVery Severe (a)£344,150 to £493,000The requirement for full-time nursing care. The person will also suffer with double incontinence and little to no language function.
Back injurySevere (a) (i)£111,150 to £196,450Spinal cord and nerve root damage causing very serious consequences.
Back injuryModerate (b) (ii)£15,260 to £33,880Injuries such as disturbance of ligaments as well as muscles giving rise to backache.
Leg injurySevere (b) (i)£117,460 to £165,460Injuries that don't involve amputation but are awarded damages at a similar level due to the severity. For example, fractures that haven't united and then needed extensive bone grafting.
Leg injurySevere (b) (iv)£33,880 to £47,480Injuries such as complicated, multiple fractures or severe crushing injuries, usually affecting one limb.
Neck injurySevere (a) (ii)£80,240 to £159,770Injuries usually involving serious fractures or damage to discs in the cervical spine.
Neck injuryModerate (b) (i)£30,500 to £46,970Injuries such as fractures or dislocations which may necessitate spinal fusion and cause immediate symptoms.
Arm injuryPermanent and Substantial Disability (b)£39,170 to £59,860Serious fractures of one or both forearms causing a significant and permanent disability. This may be functional or cosmetic.
Wrist injurySignificant And Permanent Disability (b)£29,900 to £47,810Some useful movement remains.

Claiming Financial Losses In Personal Injury Claims

You can claim back your past and future financial losses incurred from your injury under special damages. Here are the types of expenses you can potentially claim back: 

  • Medical costs, e.g. prescriptions.
  • Care costs, e.g. babysitting cover. 
  • Lost earnings
  • Travel expenses.
  • The cost of necessary renovations to your home, e.g. adding a stair lift or implementing a ramp.

Evidence in the form of payslips, receipts and invoices, as well as travel tickets can help prove any monetary losses.

To discuss examples of public liability claims payouts, please contact an advisor on the number above.

What Evidence Can Help You Prove Liability?

To support your claim, you’ll need evidence of your injuries and proof that another party breached a duty of care they owed you. For a public liability claim, examples of evidence may include:

  • Medical records that confirm your injuries and the treatment you’ve been given for them.
  • Video footage of the incident that led to your injury, such as CCTV footage.
  • Photographs of the accident scene and any visible injuries you suffered due to the accident.
  • The contact details of any witnesses who can provide a statement about the accident.

If a personal injury solicitor is supporting your public liability claim, then they can assist with gathering evidence. 

You are welcome to contact our team of advisors for free today for more information about gathering evidence. They could also speak to you about other steps of the claiming process and potentially connect you with a solicitor on our panel if they deem you to have a valid case.

Personal Injury Claim Solicitors Could Help You Claim On A No Win No Fee Basis

If you are eligible to proceed with your public liability claim, one of the solicitors from our panel could propose a Conditional Fee Agreement (CFA), which is one particular kind of No Win No Fee contract. 

The terms of this contract generally stipulate that no fees are required for the solicitor’s work upfront, during the claims process, or if you are unsuccessful with your claim. 

After a successful claim, your solicitor can take a fee from your compensation. The percentage they take as this fee has a legal cap ensuring you keep the majority of your awarded settlement.

If you have any questions about the information provided in our guide, please contact an advisor. They can discuss examples of when public liability claims could be eligible.

Additionally, if you are interested in working with a No Win No Fee solicitor from our panel, they can assess if you have valid grounds to proceed with your case. If you do, they could connect you with a solicitor. 

To get in touch, you can:

Public liability claim solicitor filling in a form

More Examples Of Public Liability Claims

You can find more of our guides below:

Also, we have included some external resources:

Thank you for reading our guide on examples of public liability claims and when you could be eligible to seek compensation. If you require any further information, call an advisor on the number above.