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Advice On Claiming For A Car Crash On The Motorway

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Last Updated 25th October 2024. This guide is about making a car crash on the motorway claim. If you have been injured, this guide could help you understand when you could be eligible to begin a personal injury claim. You can find information on the criteria that need to be met in order to pursue your claim for a road traffic accident, as well as the time limits you have to start legal proceedings. Also, this guide will explore whether the whiplash reforms will affect the avenue you must take to seek compensation.

Road users, including drivers of different vehicles, owe a duty of care to others whilst navigating the roads. We will explore the responsibilities they have in more detail throughout this guide as well as look at how they could fail to uphold their duty.

Additionally, we will look at how a breach of duty could cause a car accident to occur and the subsequent injuries that could be sustained as a result.

Furthermore, we will discuss the different stages of the claims process, including the steps you could take to gather evidence to support your case.

If you have any questions whilst you move through this guide, please don’t hesitate to get in touch with an advisor. To reach them, you can:

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Select A Section

  1. Can I Claim For A Car Crash On The Motorway?
  2. Examples Of Injuries Caused By Motorway Collisions
  3. Evidence Supporting Your Motorway Accident Claims
  4. How Much Compensation For A Car Crash On The Motorway Claim?
  5. Talk To Us About A Car Crash On The Motorway Claim
  6. Further Road Traffic Accident Claim Resources

Can I Claim For A Car Crash On The Motorway?

In order to start a personal injury claim for a road traffic accident, you must satisfy the eligibility criteria below:

  • A road user owed you a duty of care.
  • There was a breach of this duty.
  • You experienced physical or psychological injuries as a result of the breach. This is negligence.

The Road Traffic Act 1988 sets out the duty of care for road users. It states that they need to navigate the roads in a responsible way to prevent themselves and other road users from becoming injured. Additionally, the Highway Code offers guidance on the responsibilities different road users have.

If a driver fails to uphold their duty of care, this could cause you to sustain harm in a car crash on the motorway. For example, a driver may have failed to indicate or check their mirrors when changing lanes causing them to crash into the side of your car. As a result, you may sustain a severe back injury alongside a leg injury. In this instance, you may be able to seek compensation for your injuries.

What Is The Whiplash Reform Programme?

Following the introduction of the Whiplash Reform Programme, the way certain road traffic accident claims are made has changed. As such, if you are an adult passenger or driver with injuries valued at lower than £5,000, you need to claim via a different avenue. Also, if you have injuries relating to whiplash, the tariff set out in the Whiplash Injury Regulations 2021 will be used to value these. 

If you sustain additional injuries that take the total value of your claim above £5,000, you can claim in the traditional manner. However, any whiplash injuries will still be valued in accordance with the tariff. If you have other injuries not included in the tariff, these will be valued traditionally.

Motorway Crash And Collision Accident Claim Time Limits

There is a time limit for starting a personal injury claim for a car accident. This is generally three years from the date of the injury. The Limitation Act 1980 sets out the time limits. However, certain exceptions could be made.

To learn more about these exceptions, the eligibility requirements for seeking compensation and whether the whiplash reforms will affect your claim, get in touch on the number above.

Examples Of Injuries Caused By Motorway Collisions

There are several types of injuries that could be sustained in a car crash on the motorway, including:

Evidence Supporting Your Motorway Accident Claims

In order to strengthen your claim, you should provide as much evidence as possible. This can help prove liability and establish to what extent your injuries have affected your life. For example:

  • Dashcam footage.
  • A diary of the symptoms you have experienced as a result of your psychological and physical injuries.
  • A copy of your medical records, such as prescriptions and copies of any scans. 
  • Contact information from any witnesses who could give a statement at a later date.

You may benefit from seeking legal representation in the form of a solicitor from Advice. They can help you through the different stages of the claims process by assisting you in gathering evidence and building your case. To learn whether they could represent your case, get in touch on the number above.

How Much Compensation For A Car Crash On The Motorway Claim?

Personal injury settlements following a successful car crash on the motorway claim can comprise general damages and special damages. General damages compensate for the pain and suffering caused by the injuries you sustained, taking into account the physical and psychological impact they have had following your car accident on a motorway.

The Judicial College Guidelines (JCG) may be used by those that value a claim for general damages as it contains guideline award brackets for different injuries. We have included some of these in the list below for guidance purposes.

The list also includes two entries related to whiplash injuries, which are taken from the tariff set out in the Whiplash Injury Regulations 2021.

Please note that the first entry in this list is an estimated figure that is not taken from the JCG:

  • If you’re claiming for multiple serious injuries sustained in a motorway accident plus related special damages, like loss of earnings, the final compensation payout could be up to £1,000,000+.
  • When claiming for quadriplegia (also called tetraplegia), which means paralysis below the neck, the compensation bracket is £396,140 to £493,000.
  • For paraplegia, which is paralysis of the lower half of the body, the compensation amount is £267,340 to £346,890.
  • If claiming for very severe brain damage, which means the injured party will require full time care, the compensation bracket is £344,150 to £493,000.
  • When claiming for a severe back injury (i), which usually involves spinal cord and nerve root damage plus serious disablements, the compensation amount is £111,150 to £196,450.
  • For the loss of one arm (ii), involving the above-elbow amputation of the affected limb, the compensation bracket is £133,810 to £159,770.
  • If claiming for a hand injury that causes the total or effective loss of one hand, the compensation amount is £117,360 to £133,810.
  • When claiming for one or more whiplash injuries plus a minor psychological injury, with symptoms that last 18-24 months, the payout is £4,345.
  • When claiming for one or more whiplash injuries on their own, with symptoms that last 18-24 months, the payout is £4,215.

Examples Of Special Damages

The other head of claim is known as special damages which account for the financial losses caused by your injuries. Some of the costs you could seek reimbursement for include:

  • Travel costs.
  • Medical expenses.
  • Loss of income.
  • Care costs.

In order to prove these losses, you should provide evidence such as payslips and receipts.

For more information on the process of calculating car accident injury payouts, get in touch using the number above.

Talk To Us About A Car Crash On The Motorway Claim

You may benefit from working with a No Win No Fee solicitor from Advice. They have experience handling road traffic accident claims and could help you seek compensation for your injuries.

Additionally, they offer a contract known as a Conditional Fee Agreement (CFA). Under a CFA, you typically won’t need to pay for the work your solicitor completes on your case if it has an unsuccessful outcome.

However, if your claim wins, you will pay your solicitor a success fee. This is deducted as a percentage which is capped by The Conditional Fee Agreements Order 2013.

Speak To An Expert

For more information on how you could connect with one of our car accident solicitors, get in touch with an advisor. They can assess whether you have valid grounds to seek compensation. If you do, they can assign a solicitor to your case. To learn more, you can:

A lawyer works on acar crash on the motorway claim

Further Road Traffic Accident Claim Resources

We have provided some helpful external resources:

For more information on the process of seeking compensation through a car crash on the motorway claim, get in touch using the number above.

Meet the Team

  • Gemma Shields Specialist in RTAC

    Chartered Legal Executive | Road Traffic Accident Claims Specialist

    Gemma Shields is a CILEx qualified legal professional with over a decade of experience in road traffic accident claims, including pedestrian, cyclist and motorcyclist cases. She provides clear, compassionate legal support to clients across England and Wales.

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